Market Intelligence

Lincoln Parish, LA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceMonroe-Ruston, LA › Lincoln Parish

Lincoln Parish, Louisiana, a core county of the Monroe-Ruston, LA market, holds $2.3B in deposits across 11 insured institutions and 20 branches. Origin Bank is the largest deposit holder at 52.8% share. The top three institutions hold 85.1% of deposits, which places the county in the concentrated band. Deposits have grown 21.7% since 2020 while the branch count rose by 1. It produces $2.1B of output, ranking #908 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.1B
#908 of 1,523
Total Deposits
$2.3B
#603 of 1,523
Population
48,360
#937 of 1,523
GDP per Capita
$44,369
#747 of 1,523
Insured Institutions
11
#607 of 1,523
Deposits per Branch
$114M
#424 of 1,523
Deposits per Capita
$47,137
#110 of 1,523
Branches per 100k Pop.
41.4
#197 of 1,523
Median Institution Size
$48M
Median deposits of the institutions operating in the county. #1,421 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
87.2%
of market deposits held by banks with $100M to $50B in assets. #378 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
85.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+21.7% over 5 years
$1.9B
2020
$1.7B
2021
$1.9B
2022
$2.7B
2023
$2.7B
2024
$2.3B
2025

Branches: 19 in 2020 to 20 in 2025. Institutions: 8 to 11. Top-three share: 85.5% to 85.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Origin Bank$1.2B52.8%6+1%
Century Next Bank$571M25.0%2+104%
JPMorgan Chase Bank, National Association$167M7.3%1+25%
Louisiana National Bank$137M6.0%4+40%
First Horizon Bank$60M2.6%1-25%
First Guaranty Bank$48M2.1%1+23%
Cadence Bank$33M1.4%1+23%
Regions Bank$32M1.4%1+18%
Winnsboro State Bank & Trust Company$15M0.7%1no 2020 presence
b1BANK$8M0.4%1no 2020 presence

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Monroe-Ruston market

Lincoln Parish is one of 5 counties that make up the Monroe-Ruston, LA market, a Combined Statistical Area (ranked #182 of 293 U.S. markets by economic output). It produces 18.9% of the market’s output and holds 28.1% of its deposits.

MeasureLincoln ParishShare of Monroe-Ruston market
2024 GDP$2.1B18.9%
Deposits$2.3B28.1%
Population48,36017.9%

View the full Monroe-Ruston market profile →

Recruiting in Lincoln Parish

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lincoln Parish, on a retained basis.

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