Market Intelligence

Lincoln Parish, LA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Monroe-Ruston, LA › Lincoln Parish

Lincoln Parish, Louisiana, a core county of the Monroe-Ruston, LA market, holds $2.4B in deposits across 11 insured institutions and 20 branches. Origin Bank is the largest deposit holder at 55.7% share. The top three banks hold 85% of deposits, which places the county in the Concentrated band. Deposits have grown 35.3% since 2021. It produced $2.1B of real gross domestic product in 2024, ranking #908 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.1B
#908 of 1,523
Population
48,360
#937 of 1,523
GDP per Capita
$44,369
#747 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$2.4B
#596 of 1,523
Deposits per Capita
$48,934
#111 of 1,523
Deposits per Branch
$118M
#412 of 1,523
Competitive structure
Insured Institutions
11
#602 of 1,523
Branches per 100k Pop.
41.4
#185 of 1,523
Median Deposits per Institution
$45M
The median deposits booked by a single institution in the county. #1,450 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
90.0%
of county deposits held by banks with $100M to $100B in assets. #369 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
85%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+35.3% over 5 years
$1.7B
2021
$1.9B
2022
$2.7B
2023
$2.7B
2024
$2.3B
2025
$2.4B
2026

Branches: 20 in 2021 to 20 in 2026. Institutions: 8 to 11. Top-three share: 83% to 85%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Origin Bank$1.3B55.7%6+27%
Century Next Bank$533M22.5%2+102%
JPMorgan Chase Bank$167M7.1%1+8%
Louisiana National Bank$145M6.1%4+26%
First Horizon Bank$55M2.3%1-29%
First Guaranty Bank$45M1.9%1+9%
Regions Bank$36M1.5%1+15%
The Huntington National Bank$35M1.5%1+20%
Gibsland Bank & Trust Company$13M0.6%1no 2021 presence
b1BANK$10M0.4%1no 2021 presence
Winnsboro State Bank & Trust Company$10M0.4%1no 2021 presence

The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Monroe-Ruston market

Lincoln Parish is one of 5 counties that make up the Monroe-Ruston, LA market, a Combined Statistical Area (ranked #182 of 293 U.S. markets by economic output). It produces 18.9% of the market’s output and holds 27.7% of its deposits.

MeasureLincoln ParishShare of parent market
2024 GDP$2.1B18.9%
Deposits$2.4B27.7%
Population48,36017.9%

View the full Monroe-Ruston market profile →

Recruiting in Lincoln Parish

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lincoln Parish.

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