Market Intelligence

Richland Parish, LA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Monroe-Ruston, LA › Richland Parish

Richland Parish, Louisiana, a county in the Monroe-Ruston, LA market, holds $959M in deposits across 7 insured institutions and 12 branches. Commercial Capital Bank is the largest deposit holder at 25.6% share. The top three banks hold 69% of deposits, which places the county in the Concentrated band. Deposits have grown 55.5% since 2021. It produced $693M of real gross domestic product in 2024, ranking #1,286 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$693M
#1,286 of 1,523
Population
19,582
#1,311 of 1,523
GDP per Capita
$35,391
#1,055 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$959M
#965 of 1,523
Deposits per Capita
$48,951
#109 of 1,523
Deposits per Branch
$80M
#946 of 1,523
Competitive structure
Insured Institutions
7
#1,007 of 1,523
Branches per 100k Pop.
61.3
#51 of 1,523
Median Deposits per Institution
$105M
The median deposits booked by a single institution in the county. #877 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
93.7%
of county deposits held by banks with $100M to $100B in assets. #298 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
69%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+55.5% over 5 years
$616M
2021
$663M
2022
$654M
2023
$699M
2024
$809M
2025
$959M
2026

Branches: 12 in 2021 to 12 in 2026. Institutions: 7 to 7. Top-three share: 69% to 69%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Commercial Capital Bank$245M25.6%1+74%
Guaranty Bank & Trust Company of Delhi, Louisiana$222M23.2%4+30%
b1BANK$199M20.7%2+77%
Winnsboro State Bank & Trust Company$105M11.0%2+139%
Planters Bank & Trust Company$74M7.7%1+82%
The Huntington National Bank$61M6.3%1-13%
Citizens Progressive Bank$53M5.5%1+43%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Monroe-Ruston market

Richland Parish is one of 5 counties that make up the Monroe-Ruston, LA market, a Combined Statistical Area (ranked #182 of 293 U.S. markets by economic output). It produces 6.1% of the market’s output and holds 11.2% of its deposits.

MeasureRichland ParishShare of parent market
2024 GDP$693M6.1%
Deposits$959M11.2%
Population19,5827.2%

View the full Monroe-Ruston market profile →

Recruiting in Richland Parish

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Richland Parish.

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