Richland Parish, Louisiana, a county in the Monroe-Ruston, LA market, holds $801M in deposits across 7 insured institutions and 12 branches. Commercial Capital Bank is the largest deposit holder at 26.7% share. The top three institutions hold 67.5% of deposits, which places the county in the concentrated band. Deposits have grown 42.0% since 2020. It produces $693M of output, ranking #1,286 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 12 in 2020 to 12 in 2025. Institutions: 7 to 7. Top-three share: 71.1% to 67.5%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Commercial Capital Bank | $214M | 26.7% | +54% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $198M | 24.7% | +29% |
| b1BANK | $129M | 16.1% | +20% |
| Winnsboro State Bank & Trust Company | $78M | 9.8% | +173% |
| Cadence Bank | $78M | 9.8% | +20% |
| Cross Keys Bank | $58M | 7.3% | +52% |
| Citizens Progressive Bank | $46M | 5.7% | +47% |
The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Monroe-Ruston market
Richland Parish is one of 5 counties that make up the Monroe-Ruston, LA market, a Combined Statistical Area (ranked #182 of 293 U.S. markets by economic output). It produces 6.1% of the market’s output and holds 9.9% of its deposits.
| Measure | Richland Parish | Share of Monroe-Ruston market |
|---|---|---|
| 2024 GDP | $693M | 6.1% |
| Deposits | $801M | 9.9% |
| Population | 19,582 | 7.2% |
View the full Monroe-Ruston market profile →
Recruiting in Richland Parish
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Richland Parish, on a retained basis.
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