Baltimore County, Maryland, a core county of the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, holds $27.0B in deposits across 25 insured institutions and 163 branches. Bank of America is the largest deposit holder at 20.4% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 12.1% since 2021 while the branch count fell by 16.4%. It produced $57.7B of real gross domestic product in 2024, ranking #75 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 195 in 2021 to 163 in 2026. Institutions: 26 to 25. Top-three share: 56% to 56%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Bank of America | $5.5B | 20.4% | -8% |
| CFG Bank | $4.9B | 18.1% | +192% |
| Manufacturers and Traders Trust Company | $4.6B | 17.2% | -4% |
| Wells Fargo Bank | $2.5B | 9.4% | -6% |
| PNC Bank | $2.3B | 8.6% | -2% |
| Truist Bank | $1.4B | 5.2% | -22% |
| First National Bank of Pennsylvania | $1.2B | 4.6% | -1% |
| Rosedale Bank | $884M | 3.3% | +11% |
| Capital One | $730M | 2.7% | +130% |
| Orrstown Bank | $467M | 1.7% | -15% |
| JPMorgan Chase Bank | $435M | 1.6% | +430% |
| WesBanco Bank, Inc. | $359M | 1.3% | +22% |
| Farmers and Merchants Bank | $349M | 1.3% | +17% |
| BayVanguard Bank | $229M | 0.8% | +40% |
| Shore United Bank | $204M | 0.8% | +276% |
| Atlantic Union Bank | $203M | 0.8% | -1% |
| Fulton Bank | $188M | 0.7% | -31% |
| Eastern Savings Bank, FSB | $166M | 0.6% | -4% |
| TD Bank | $89M | 0.3% | -27% |
| Firstrust Savings Bank | $51M | 0.2% | +477% |
| The Harbor Bank of Maryland | $33M | 0.1% | -26% |
| Univest Bank and Trust Co. | $33M | 0.1% | no 2021 presence |
| United Bank | $27M | 0.1% | -52% |
| Woodforest National Bank | $7M | <0.1% | -21% |
| Wilmington Trust | $0M | 0.0% | no 2021 presence |
The 25 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Washington-Baltimore-Arlington market
Baltimore County is one of 42 counties that make up the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, a Combined Statistical Area (ranked #4 of 293 U.S. markets by economic output). It produces 6.6% of the market’s output and holds 6.3% of its deposits.
| Measure | Baltimore County | Share of parent market |
|---|---|---|
| 2024 GDP | $57.7B | 6.6% |
| Deposits | $27.0B | 6.3% |
| Population | 847,650 | 8.2% |
View the full Washington-Baltimore-Arlington market profile →
Recruiting in Baltimore County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Baltimore County.
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