Market Intelligence

Prince William County, VA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Prince William County, Virginia, a core county of the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, holds $6.8B in deposits across 16 insured institutions and 53 branches. Truist Bank is the largest deposit holder at 22.4% share. The top three institutions hold 63.8% of deposits, which places the county in the concentrated band. Deposits have grown 20.4% since 2020 while the branch count fell by 19. It produces $22.2B of output, ranking #204 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$22.2B
#204 of 1,523
Total Deposits
$6.8B
#265 of 1,523
Population
502,966
#149 of 1,523
GDP per Capita
$44,207
#752 of 1,523
Insured Institutions
16
#349 of 1,523
Deposits per Branch
$129M
#314 of 1,523
Deposits per Capita
$13,549
#1,276 of 1,523
Branches per 100k Pop.
10.5
#1,442 of 1,523
Median Institution Size
$222M
Median deposits of the institutions operating in the county. #280 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
22.4%
of market deposits held by banks with $100M to $50B in assets. #1,344 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
63.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+20.4% over 5 years
$5.7B
2020
$6.9B
2021
$7.2B
2022
$6.9B
2023
$6.6B
2024
$6.8B
2025

Branches: 72 in 2020 to 53 in 2025. Institutions: 15 to 16. Top-three share: 65.9% to 63.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Truist Bank$1.5B22.4%100%
Bank of America, National Association$1.4B21.2%7+30%
Wells Fargo Bank, National Association$1.4B20.1%8+26%
United Bank$524M7.7%4+58%
PNC Bank, National Association$366M5.4%4+33%
FVCbank$273M4.0%1+32%
TD Bank, National Association$237M3.5%2+4%
John Marshall Bank$235M3.5%1+272%
Burke & Herbert Bank & Trust Company$210M3.1%2+97%
Capital One, National Association$185M2.7%2-58%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Washington-Baltimore-Arlington market

Prince William County is one of 42 counties that make up the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, a Combined Statistical Area (ranked #4 of 293 U.S. markets by economic output). It produces 2.6% of the market’s output and holds 1.6% of its deposits.

MeasurePrince William CountyShare of Washington-Baltimore-Arlington market
2024 GDP$22.2B2.6%
Deposits$6.8B1.6%
Population502,9664.9%

View the full Washington-Baltimore-Arlington market profile →

Recruiting in Prince William County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Prince William County, on a retained basis.

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