Montgomery County, Alabama, a core county of the Montgomery-Selma, AL market, holds $7.3B in deposits across 20 insured institutions and 53 branches. Regions Bank is the largest deposit holder at 23.3% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have fallen 11.6% since 2021 while the branch count fell by 13.1%. It produced $15.7B of real gross domestic product in 2024, ranking #258 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 61 in 2021 to 53 in 2026. Institutions: 20 to 20. Top-three share: 53% to 53%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Regions Bank | $1.7B | 23.3% | -18% |
| ServisFirst Bank | $1.3B | 18.3% | +22% |
| Pinnacle Bank | $862M | 11.7% | -16% |
| Wells Fargo Bank | $787M | 10.7% | -12% |
| River Bank & Trust | $772M | 10.5% | +52% |
| PNC Bank | $332M | 4.5% | -74% |
| Valley National Bank | $236M | 3.2% | -55% |
| SmartBank | $220M | 3.0% | no 2021 presence |
| Truist Bank | $214M | 2.9% | -25% |
| Trustmark Bank | $211M | 2.9% | +83% |
| Renasant Bank | $195M | 2.7% | +44% |
| AmeriFirst Bank | $112M | 1.5% | +35% |
| CB&S Bank, Inc. | $70M | 1.0% | +148% |
| Metro City Bank | $69M | 0.9% | +74% |
| Bank of Hope | $64M | 0.9% | +18% |
| Liberty Bank and Trust Company | $61M | 0.8% | +46% |
| Brantley Bank and Trust Company | $37M | 0.5% | +126% |
| The Huntington National Bank | $25M | 0.3% | -62% |
| Marion Community Bank | $14M | 0.2% | +798% |
| Woodforest National Bank | $6M | 0.1% | -16% |
The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Montgomery-Selma market
Montgomery County is one of 5 counties that make up the Montgomery-Selma, AL market, a Combined Statistical Area (ranked #127 of 293 U.S. markets by economic output). It produces 72.5% of the market’s output and holds 70.5% of its deposits.
| Measure | Montgomery County | Share of parent market |
|---|---|---|
| 2024 GDP | $15.7B | 72.5% |
| Deposits | $7.3B | 70.5% |
| Population | 225,891 | 53.3% |
View the full Montgomery-Selma market profile →
Recruiting in Montgomery County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Montgomery County.
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