Montgomery County, Alabama, a core county of the Montgomery-Selma, AL market, holds $7.2B in deposits across 20 insured institutions and 53 branches. Regions Bank is the largest deposit holder at 23.3% share. The top three institutions hold 54.4% of deposits, which places the county in the moderately concentrated band. Deposits have fallen 4.4% since 2020 while the branch count fell by 9. It produces $15.7B of output, ranking #258 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 62 in 2020 to 53 in 2025. Institutions: 20 to 20. Top-three share: 55.0% to 54.4%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Regions Bank | $1.7B | 23.3% | +2% |
| ServisFirst Bank | $1.4B | 19.4% | +54% |
| Synovus Bank | $842M | 11.7% | -6% |
| River Bank & Trust | $744M | 10.3% | +114% |
| Wells Fargo Bank, National Association | $716M | 10.0% | -7% |
| PNC Bank, National Association | $347M | 4.8% | -79% |
| Valley National Bank | $255M | 3.5% | -45% |
| Truist Bank | $208M | 2.9% | -34% |
| Renasant Bank | $205M | 2.9% | +78% |
| Trustmark National Bank | $199M | 2.8% | +84% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Montgomery-Selma market
Montgomery County is one of 5 counties that make up the Montgomery-Selma, AL market, a Combined Statistical Area (ranked #127 of 293 U.S. markets by economic output). It produces 72.5% of the market’s output and holds 70.7% of its deposits.
| Measure | Montgomery County | Share of Montgomery-Selma market |
|---|---|---|
| 2024 GDP | $15.7B | 72.5% |
| Deposits | $7.2B | 70.7% |
| Population | 225,891 | 53.3% |
View the full Montgomery-Selma market profile →
Recruiting in Montgomery County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Montgomery County, on a retained basis.
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