SmartBank holds $5.5B in total assets and has $4.9B in deposits across 26 counties in 14 ranked markets and 3 states. Its deposit footprint is concentrated: the top three counties (Sevier County, Tennessee, Knox County, Tennessee, and Tuscaloosa County, Alabama) hold 46% of its deposits, and Tennessee accounts for 63% of the total. It is among the top three banks by deposits in 4 of the 26 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.
Deposits by county
Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches |
|---|---|---|---|---|
| Sevier County, TN | $1.2B | 24.4% | 29.2% | 6 |
| Knox County, TN | $569M | 11.7% | 3.0% | 3 |
| Tuscaloosa County, AL | $496M | 10.2% | 11.0% | 3 |
| Hamilton County, TN | $465M | 9.5% | 3.8% | 5 |
| Lee County, AL | $235M | 4.8% | 5.3% | 1 |
| Cumberland County, TN | $208M | 4.3% | 11.7% | 1 |
| Houston County, AL | $185M | 3.8% | 5.4% | 1 |
| Blount County, TN | $173M | 3.5% | 5.7% | 2 |
| Montgomery County, AL | $141M | 2.9% | 2.0% | 1 |
| Escambia County, FL | $114M | 2.3% | 1.8% | 1 |
| Jefferson County, AL | $105M | 2.2% | 0.2% | 1 |
| Clarke County, AL | $99M | 2.0% | 13.0% | 2 |
| Baldwin County, AL | $98M | 2.0% | 1.5% | 1 |
| Okaloosa County, FL | $97M | 2.0% | 1.9% | 1 |
| Morgan County, TN | $97M | 2.0% | 56.4% | 1 |
| Putnam County, TN | $77M | 1.6% | 2.4% | 1 |
| Bradley County, TN | $65M | 1.3% | 2.5% | 1 |
| Coffee County, TN | $64M | 1.3% | 4.3% | 1 |
| Rutherford County, TN | $62M | 1.3% | 0.8% | 1 |
| Washington County, AL | $61M | 1.3% | 28.4% | 2 |
| Madison County, AL | $58M | 1.2% | 0.5% | 1 |
| Bay County, FL | $57M | 1.2% | 1.3% | 1 |
| Fentress County, TN | $56M | 1.1% | 11.1% | 1 |
| Mobile County, AL | $48M | 1.0% | 0.5% | 1 |
| Williamson County, TN | $34M | 0.7% | 0.2% | 1 |
| Leon County, FL | $21M | 0.4% | 0.3% | 1 |
“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
Browse all covered institutions in the bank directory or the banks headquartered in TN. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.
SmartBank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between SmartBank and The Executive Recruiter Group, or endorsement by either.