Montgomery-Selma, AL, a Combined Statistical Area, holds $10.2 billion in deposits across 25 insured institutions and 99 branches, ranking #127 of 293 U.S. markets by economic output. Regions Bank is the largest deposit holder at 20.5% share. The top three institutions hold 46.0% of deposits, which places the market in the moderate band.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 112 in 2020 to 99 in 2025. Institutions: 27 to 25. Top-three share: 45.5% to 46.0%. Deposits per branch: $103M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Regions Bank | $2.1B | 20.5% | +8% |
| ServisFirst Bank | $1.4B | 13.7% | +54% |
| River Bank & Trust | $1.2B | 11.8% | +80% |
| Synovus Bank | $0.9B | 8.7% | -9% |
| Wells Fargo Bank | $0.9B | 8.5% | -3% |
| Trustmark National Bank | $0.7B | 6.5% | +38% |
| First Community Bank of Central Alabama | $0.6B | 6.0% | +49% |
| PNC Bank | $0.5B | 4.6% | -74% |
| Valley National Bank | $0.4B | 3.5% | -35% |
| Truist Bank | $0.3B | 2.7% | -28% |
| Renasant Bank | $205M | 2.0% | +78% |
| CB&S Bank, Inc. | $156M | 1.5% | +8% |
| Marion Community Bank | $147M | 1.4% | +35% |
| SmartBank | $141M | 1.4% | no 2020 presence |
| First Cahawba Bank | $132M | 1.3% | +30% |
| AmeriFirst Bank | $128M | 1.3% | +42% |
| Bank of Hope | $80M | 0.8% | +135% |
| First Citizens Bank | $75M | 0.7% | +26% |
| Metro City Bank | $69M | 0.7% | +95% |
| Cadence Bank | $68M | 0.7% | -37% |
| Hancock Whitney Bank | $63M | 0.6% | -14% |
| Liberty Bank and Trust Company | $60M | 0.6% | +104% |
| Brantley Bank and Trust Company | $37M | 0.4% | +150% |
| Merchants & Farmers Bank of Greene County, Alabama | $15M | 0.1% | +40% |
| Woodforest National Bank | $10M | 0.1% | -12% |
The 25 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Montgomery County | Alabama | $15.7B | 225,891 | 72.5% | 70.7% |
| Elmore County | Alabama | $2.4B | 91,577 | 11.2% | 12.1% |
| Autauga County | Alabama | $1.8B | 61,920 | 8.1% | 9.3% |
| Dallas County | Alabama | $1.3B | 35,140 | 6.1% | 6.8% |
| Lowndes County | Alabama | $441M | 9,359 | 2.0% | 1.1% |
Recruiting in the Montgomery-Selma market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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