Montgomery-Selma, AL holds $10.2 billion in deposits across 25 insured institutions and 99 branches, ranking #127 of 293 U.S. markets by economic output. Regions Bank is the largest deposit holder at 20.5% share. The top three institutions hold 46.0% of deposits, which places the market in the moderate band.
Deposit trend
Branches: 112 in 2020 to 99 in 2025. Institutions: 27 to 25. Top-three share: 45.5% to 46.0%. Deposits per branch: $103M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Regions Bank | 2.1B | 20.5% | +8% |
| ServisFirst Bank | 1.4B | 13.7% | +54% |
| River Bank & Trust | 1.2B | 11.8% | +80% |
| Synovus Bank | 0.9B | 8.7% | -8% |
| Wells Fargo Bank | 0.9B | 8.5% | -2% |
| Trustmark National Bank | 0.7B | 6.5% | +38% |
| First Community Bank of Central Alabama | 0.6B | 6.0% | +49% |
| PNC Bank | 0.5B | 4.6% | +166% |
| Valley National Bank | 0.4B | 3.5% | -35% |
| Truist Bank | 0.3B | 2.7% | -28% |
The 10 largest of 25 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Montgomery County | Alabama | $15,685M | 225,891 | 72.5% |
| Elmore County | Alabama | $2,431M | 91,577 | 11.2% |
| Autauga County | Alabama | $1,758M | 61,920 | 8.1% |
| Dallas County | Alabama | $1,318M | 35,140 | 6.1% |
| Lowndes County | Alabama | $441M | 9,359 | 2.0% |
Recruiting in Montgomery
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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