Market Intelligence

Oneida County, ID

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Oneida County, Idaho, a county in the Salt Lake City-Provo-Orem, UT-ID market, holds $73M in deposits across 1 insured institution and 1 branch. Ireland Bank is the largest deposit holder at 100.0% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 4.7% since 2020 while the branch count fell by 1. It produces $149M of output, ranking #1,510 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$149M
#1,510 of 1,523
Total Deposits
$73M
#1,499 of 1,523
Population
5,085
#1,503 of 1,523
GDP per Capita
$29,249
#1,260 of 1,523
Insured Institutions
1
#1,518 of 1,523
Deposits per Branch
$73M
#1,032 of 1,523
Deposits per Capita
$14,280
#1,235 of 1,523
Branches per 100k Pop.
19.7
#1,032 of 1,523
Median Institution Size
$73M
Median deposits of the institutions operating in the county. #1,170 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #149 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+4.7% over 5 years
$69M
2020
$77M
2021
$88M
2022
$95M
2023
$103M
2024
$73M
2025

Branches: 2 in 2020 to 1 in 2025. Institutions: 2 to 1. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Ireland Bank$73M100.0%1+76%

The 1 insured institution with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Salt Lake City-Provo-Orem market

Oneida County is one of 11 counties that make up the Salt Lake City-Provo-Orem, UT-ID market, a Combined Statistical Area (ranked #24 of 293 U.S. markets by economic output). It produces 0.1% of the market’s output and holds 0.0% of its deposits.

MeasureOneida CountyShare of Salt Lake City-Provo-Orem market
2024 GDP$149M0.1%
Deposits$73M0.0%
Population5,0850.2%

View the full Salt Lake City-Provo-Orem market profile →

Recruiting in Oneida County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Oneida County, on a retained basis.

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