Market Intelligence

Payette County, ID

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Payette County, Idaho, a core county of the Boise City-Mountain Home-Ontario, ID-OR market, holds $481M in deposits across 7 insured institutions and 8 branches. D. L. Evans Bank is the largest deposit holder at 42.5% share. The top three institutions hold 70.1% of deposits, which places the county in the concentrated band. Deposits have grown 31.3% since 2020 while the branch count fell by 1. It produces $983M of output, ranking #1,200 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$983M
#1,200 of 1,523
Total Deposits
$481M
#1,218 of 1,523
Population
27,824
#1,185 of 1,523
GDP per Capita
$35,333
#1,057 of 1,523
Insured Institutions
7
#993 of 1,523
Deposits per Branch
$60M
#1,249 of 1,523
Deposits per Capita
$17,303
#1,048 of 1,523
Branches per 100k Pop.
28.8
#530 of 1,523
Median Institution Size
$43M
Median deposits of the institutions operating in the county. #1,448 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
55.2%
of market deposits held by banks with $100M to $50B in assets. #905 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
70.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+31.3% over 5 years
$367M
2020
$476M
2021
$463M
2022
$428M
2023
$451M
2024
$481M
2025

Branches: 9 in 2020 to 8 in 2025. Institutions: 8 to 7. Top-three share: 56.3% to 70.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
D. L. Evans Bank$205M42.5%1+240%
Zions Bancorporation, N.A.$82M17.0%2-6%
U.S. Bank National Association$51M10.6%1+35%
Umpqua Bank$43M8.9%1-27%
KeyBank National Association$40M8.3%1+12%
First Interstate Bank$38M7.9%1+14%
Washington Federal Bank$23M4.7%1+14%

The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Boise City-Mountain Home-Ontario market

Payette County is one of 8 counties that make up the Boise City-Mountain Home-Ontario, ID-OR market, a Combined Statistical Area (ranked #75 of 293 U.S. markets by economic output). It produces 2.0% of the market’s output and holds 2.5% of its deposits.

MeasurePayette CountyShare of Boise City-Mountain Home-Ontario market
2024 GDP$983M2.0%
Deposits$481M2.5%
Population27,8242.9%

View the full Boise City-Mountain Home-Ontario market profile →

Recruiting in Payette County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Payette County, on a retained basis.

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