Market Intelligence

Payette County, ID

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Payette County, Idaho, a core county of the Boise City-Mountain Home-Ontario, ID-OR market, holds $527M in deposits across 7 insured institutions and 8 branches. D. L. Evans Bank is the largest deposit holder at 45.0% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have grown 10.6% since 2021 while the branch count fell by 11.1%. It produced $983M of real gross domestic product in 2024, ranking #1,200 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$983M
#1,200 of 1,523
Population
27,824
#1,185 of 1,523
GDP per Capita
$35,333
#1,057 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$527M
#1,200 of 1,523
Deposits per Capita
$18,935
#970 of 1,523
Deposits per Branch
$66M
#1,185 of 1,523
Competitive structure
Insured Institutions
7
#998 of 1,523
Branches per 100k Pop.
28.8
#533 of 1,523
Median Deposits per Institution
$43M
The median deposits booked by a single institution in the county. #1,458 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
81.8%
of county deposits held by banks with $100M to $100B in assets. #545 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
72%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+10.6% over 5 years
$476M
2021
$463M
2022
$428M
2023
$451M
2024
$481M
2025
$527M
2026

Branches: 9 in 2021 to 8 in 2026. Institutions: 8 to 7. Top-three share: 51% to 72%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
D. L. Evans Bank$237M45.0%1+150%
Zions Bancorporation$89M16.9%2+15%
U.S. Bank$56M10.6%1+23%
Columbia Bank$43M8.2%1-40%
KeyBank$40M7.6%1-25%
First Interstate Bank$39M7.4%1-3%
WaFd Bank$22M4.2%1+8%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Boise City-Mountain Home-Ontario market

Payette County is one of 8 counties that make up the Boise City-Mountain Home-Ontario, ID-OR market, a Combined Statistical Area (ranked #75 of 293 U.S. markets by economic output). It produces 2.0% of the market’s output and holds 2.5% of its deposits.

MeasurePayette CountyShare of parent market
2024 GDP$983M2.0%
Deposits$527M2.5%
Population27,8242.9%

View the full Boise City-Mountain Home-Ontario market profile →

Recruiting in Payette County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Payette County.

See how we help banks recruit commercial banking talent