Boise City-Mountain Home-Ontario, ID-OR holds $19.2 billion in deposits across 25 insured institutions and 171 branches, ranking #75 of 293 U.S. markets by economic output. U.S. Bank is the largest deposit holder at 22.7% share. The top three institutions hold 48.9% of deposits, which places the market in the moderate band. Deposits have grown 20% since 2020 while the branch count fell by 15.
Deposit trend
Branches: 186 in 2020 to 171 in 2025. Institutions: 22 to 25. Top-three share: 55.5% to 48.9%. Deposits per branch: $112M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| U.S. Bank | 4.4B | 22.7% | +30% |
| Wells Fargo Bank | 3.6B | 18.9% | -4% |
| JPMorgan Chase Bank | 1.4B | 7.3% | +37% |
| First Interstate Bank | 1.2B | 6.4% | +5% |
| Zions Bancorporation | 1.2B | 6.2% | +118% |
| D. L. Evans Bank | 1.1B | 5.7% | +58% |
| KeyBank | 1.1B | 5.7% | -36% |
| Washington Trust Bank | 1.0B | 5.1% | +69% |
| Glacier Bank | 0.8B | 3.9% | +51% |
| Idaho First Bank | 0.7B | 3.8% | +407% |
The 10 largest of 25 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Ada County | Idaho | $35,731M | 546,141 | 72.1% |
| Canyon County | Idaho | $8,920M | 275,123 | 18.0% |
| Elmore County | Idaho | $1,485M | 29,465 | 3.0% |
| Malheur County | Oregon | $1,197M | 32,261 | 2.4% |
| Payette County | Idaho | $983M | 27,824 | 2.0% |
| Gem County | Idaho | $521M | 21,773 | 1.1% |
| Owyhee County | Idaho | $512M | 12,661 | 1.0% |
| Boise County | Idaho | $215M | 8,545 | 0.4% |
Recruiting in Boise City
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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