First United Bank and Trust Company holds $12.6B in deposits across 28 counties in 6 ranked markets and 2 states. Its deposit footprint is concentrated: the top three counties (Bryan County, Grayson County, Pontotoc County) hold 47% of its deposits, and Oklahoma accounts for 53% of the total. It ranks among the three largest institutions in 16 of the 28 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Bryan County, OK | $3.5B | 28.1% | 88.7% | 7 |
| 2. | Grayson County, TX | $1.4B | 11.4% | 36.4% | 7 |
| 3. | Pontotoc County, OK | $893M | 7.1% | 50.0% | 2 |
| 4. | Dallas County, TX | $725M | 5.7% | 0.3% | 2 |
| 5. | Guadalupe County, TX | $642M | 5.1% | 23.9% | 4 |
| 6. | Collin County, TX | $604M | 4.8% | 1.5% | 5 |
| 7. | Cleveland County, OK | $573M | 4.5% | 10.2% | 5 |
| 8. | Denton County, TX | $561M | 4.4% | 0.2% | 5 |
| 9. | Travis County, TX | $474M | 3.8% | 0.9% | 3 |
| 10. | Burnet County, TX | $330M | 2.6% | 21.6% | 1 |
| 11. | Gillespie County, TX | $322M | 2.5% | 19.5% | 2 |
| 12. | Oklahoma County, OK | $309M | 2.4% | 0.7% | 4 |
| 13. | Pottawatomie County, OK | $271M | 2.1% | 15.1% | 3 |
| 14. | Fannin County, TX | $255M | 2.0% | 32.4% | 2 |
| 15. | Llano County, TX | $193M | 1.5% | 20.8% | 2 |
| 16. | Mcclain County, OK | $183M | 1.5% | 21.5% | 1 |
| 17. | Marshall County, OK | $179M | 1.4% | 43.9% | 2 |
| 18. | Garvin County, OK | $158M | 1.3% | 15.4% | 3 |
| 19. | Choctaw County, OK | $145M | 1.1% | 37.6% | 1 |
| 20. | Seminole County, OK | $135M | 1.1% | 24.5% | 2 |
| 21. | Comal County, TX | $133M | 1.1% | 4.0% | 2 |
| 22. | Creek County, OK | $129M | 1.0% | 10.7% | 2 |
| 23. | Hughes County, OK | $103M | 0.8% | 40.7% | 1 |
| 24. | Cooke County, TX | $94M | 0.7% | 6.6% | 1 |
| 25. | Williamson County, TX | $82M | 0.7% | 0.6% | 1 |
| 26. | Bell County, TX | $82M | 0.6% | 1.5% | 1 |
| 27. | Johnston County, OK | $58M | 0.5% | 32.3% | 1 |
| 28. | Bexar County, TX | $1M | 0.0% | 0.0% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.