First United Bank and Trust Company holds $16.4B in total assets and has $12.6B in deposits across 28 counties in 6 ranked markets and 2 states. Its deposit footprint is concentrated: the top three counties (Bryan County, Oklahoma, Grayson County, Texas, and Pontotoc County, Oklahoma) hold 47% of its deposits, and Oklahoma accounts for 53% of the total. It is among the top three banks by deposits in 16 of the 28 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.
Deposits by county
Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches |
|---|---|---|---|---|
| Bryan County, OK | $3.5B | 28.1% | 88.7% | 7 |
| Grayson County, TX | $1.4B | 11.4% | 36.4% | 7 |
| Pontotoc County, OK | $893M | 7.1% | 50.0% | 2 |
| Dallas County, TX | $725M | 5.7% | 0.3% | 2 |
| Guadalupe County, TX | $642M | 5.1% | 23.9% | 4 |
| Collin County, TX | $604M | 4.8% | 1.5% | 5 |
| Cleveland County, OK | $573M | 4.5% | 10.2% | 5 |
| Denton County, TX | $561M | 4.4% | 0.2% | 5 |
| Travis County, TX | $474M | 3.8% | 0.9% | 3 |
| Burnet County, TX | $330M | 2.6% | 21.6% | 1 |
| Gillespie County, TX | $322M | 2.5% | 19.5% | 2 |
| Oklahoma County, OK | $309M | 2.4% | 0.7% | 4 |
| Pottawatomie County, OK | $271M | 2.1% | 15.1% | 3 |
| Fannin County, TX | $255M | 2.0% | 32.4% | 2 |
| Llano County, TX | $193M | 1.5% | 20.8% | 2 |
| McClain County, OK | $183M | 1.5% | 21.5% | 1 |
| Marshall County, OK | $179M | 1.4% | 43.9% | 2 |
| Garvin County, OK | $158M | 1.3% | 15.4% | 3 |
| Choctaw County, OK | $145M | 1.1% | 37.6% | 1 |
| Seminole County, OK | $135M | 1.1% | 24.5% | 2 |
| Comal County, TX | $133M | 1.1% | 4.0% | 2 |
| Creek County, OK | $129M | 1.0% | 10.7% | 2 |
| Hughes County, OK | $103M | 0.8% | 40.7% | 1 |
| Cooke County, TX | $94M | 0.7% | 6.6% | 1 |
| Williamson County, TX | $82M | 0.7% | 0.6% | 1 |
| Bell County, TX | $82M | 0.6% | 1.5% | 1 |
| Johnston County, OK | $58M | 0.5% | 32.3% | 1 |
| Bexar County, TX | $1M | <0.1% | <0.1% | 1 |
“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
Browse all covered institutions in the bank directory or the banks headquartered in OK. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.
First United Bank and Trust Company is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between First United Bank and Trust Company and The Executive Recruiter Group, or endorsement by either.