Warren County, New Jersey, a core county of the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, holds $3.3B in deposits across 10 insured institutions and 24 branches. PNC Bank, National Association is the largest deposit holder at 33.5% share. The top three institutions hold 54.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 15.7% since 2020 while the branch count fell by 7. It produces $4.9B of output, ranking #605 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 31 in 2020 to 24 in 2025. Institutions: 12 to 10. Top-three share: 55.6% to 54.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| PNC Bank, National Association | $1.1B | 33.5% | +15% |
| Wells Fargo Bank, National Association | $374M | 11.3% | +13% |
| First Hope Bank, A National Banking Association | $332M | 10.0% | +14% |
| Fulton Bank, National Association | $327M | 9.8% | +58% |
| Valley National Bank | $252M | 7.6% | +36% |
| Bank of America, National Association | $232M | 7.0% | -10% |
| JPMorgan Chase Bank, National Association | $219M | 6.6% | +60% |
| Unity Bank | $217M | 6.5% | +96% |
| TD Bank, National Association | $136M | 4.1% | +58% |
| Provident Bank | $119M | 3.6% | +22% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Allentown-Bethlehem-East Stroudsburg market
Warren County is one of 5 counties that make up the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, a Combined Statistical Area (ranked #67 of 293 U.S. markets by economic output). It produces 8.6% of the market’s output and holds 12.8% of its deposits.
| Measure | Warren County | Share of Allentown-Bethlehem-East Stroudsburg market |
|---|---|---|
| 2024 GDP | $4.9B | 8.6% |
| Deposits | $3.3B | 12.8% |
| Population | 112,953 | 10.7% |
View the full Allentown-Bethlehem-East Stroudsburg market profile →
Recruiting in Warren County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Warren County, on a retained basis.
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