Warren County, New Jersey, a core county of the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, holds $3.3B in deposits across 10 insured institutions and 24 branches. PNC Bank, National Association is the largest deposit holder at 33.5% share. The top three banks hold 55% of deposits, which places the county in the Moderate band. Deposits have grown 15.7% since 2020 while the branch count fell by 22.6%. It produces $4.9B of output, ranking #605 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 31 in 2020 to 24 in 2025. Institutions: 12 to 10. Top-three share: 56% to 55%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| PNC Bank | $1.1B | 33.5% | +15% |
| Wells Fargo Bank | $374M | 11.3% | +13% |
| First Hope Bank | $332M | 10.0% | +14% |
| Fulton Bank | $327M | 9.9% | +58% |
| Valley National Bank | $252M | 7.6% | +36% |
| Bank of America | $232M | 7.0% | -10% |
| JPMorgan Chase Bank | $219M | 6.6% | +60% |
| Unity Bank | $217M | 6.5% | +96% |
| TD Bank | $136M | 4.1% | +58% |
| Provident Bank | $119M | 3.6% | +22% |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Allentown-Bethlehem-East Stroudsburg market
Warren County is one of 5 counties that make up the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, a Combined Statistical Area (ranked #67 of 293 U.S. markets by economic output). It produces 8.6% of the market’s output and holds 12.8% of its deposits.
| Measure | Warren County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.9B | 8.6% |
| Deposits | $3.3B | 12.8% |
| Population | 112,953 | 10.7% |
View the full Allentown-Bethlehem-East Stroudsburg market profile →
Recruiting in Warren County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Warren County.
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