Lehigh County, Pennsylvania, a core county of the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, holds $10.3B in deposits across 24 insured institutions and 82 branches. Wells Fargo Bank, National Association is the largest deposit holder at 22.0% share. The top three institutions hold 38.3% of deposits, which places the county in the fragmented band. Deposits have grown 8.6% since 2020 while the branch count fell by 11. It produces $25.4B of output, ranking #182 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 93 in 2020 to 82 in 2025. Institutions: 22 to 24. Top-three share: 46.9% to 38.3%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $2.3B | 22.0% | -14% |
| Truist Bank | $863M | 8.4% | -25% |
| American Bank | $822M | 8.0% | +52% |
| PNC Bank, National Association | $748M | 7.2% | +56% |
| Bank of America, National Association | $712M | 6.9% | +3% |
| Fulton Bank, National Association | $702M | 6.8% | +21% |
| Embassy Bank for the Lehigh Valley | $697M | 6.8% | +34% |
| New Tripoli Bank | $564M | 5.5% | +38% |
| TD Bank, National Association | $446M | 4.3% | -3% |
| Santander Bank, N.A. | $437M | 4.2% | +15% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Allentown-Bethlehem-East Stroudsburg market
Lehigh County is one of 5 counties that make up the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, a Combined Statistical Area (ranked #67 of 293 U.S. markets by economic output). It produces 44.9% of the market’s output and holds 39.9% of its deposits.
| Measure | Lehigh County | Share of Allentown-Bethlehem-East Stroudsburg market |
|---|---|---|
| 2024 GDP | $25.4B | 44.9% |
| Deposits | $10.3B | 39.9% |
| Population | 384,383 | 36.4% |
View the full Allentown-Bethlehem-East Stroudsburg market profile →
Recruiting in Lehigh County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lehigh County, on a retained basis.
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