Market Intelligence

Lehigh County, PA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Lehigh County, Pennsylvania, a core county of the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, holds $10.3B in deposits across 24 insured institutions and 82 branches. Wells Fargo Bank, National Association is the largest deposit holder at 22.0% share. The top three institutions hold 38.3% of deposits, which places the county in the fragmented band. Deposits have grown 8.6% since 2020 while the branch count fell by 11. It produces $25.4B of output, ranking #182 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$25.4B
#182 of 1,523
Total Deposits
$10.3B
#201 of 1,523
Population
384,383
#201 of 1,523
GDP per Capita
$66,188
#245 of 1,523
Insured Institutions
24
#153 of 1,523
Deposits per Branch
$126M
#332 of 1,523
Deposits per Capita
$26,847
#516 of 1,523
Branches per 100k Pop.
21.3
#908 of 1,523
Median Institution Size
$291M
Median deposits of the institutions operating in the county. #170 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
42.4%
of market deposits held by banks with $100M to $50B in assets. #1,079 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
38.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+8.6% over 5 years
$9.5B
2020
$10.8B
2021
$11.0B
2022
$10.3B
2023
$10.3B
2024
$10.3B
2025

Branches: 93 in 2020 to 82 in 2025. Institutions: 22 to 24. Top-three share: 46.9% to 38.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank, National Association$2.3B22.0%13-14%
Truist Bank$863M8.4%10-25%
American Bank$822M8.0%1+52%
PNC Bank, National Association$748M7.2%5+56%
Bank of America, National Association$712M6.9%4+3%
Fulton Bank, National Association$702M6.8%6+21%
Embassy Bank for the Lehigh Valley$697M6.8%6+34%
New Tripoli Bank$564M5.5%3+38%
TD Bank, National Association$446M4.3%2-3%
Santander Bank, N.A.$437M4.2%5+15%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Allentown-Bethlehem-East Stroudsburg market

Lehigh County is one of 5 counties that make up the Allentown-Bethlehem-East Stroudsburg, PA-NJ market, a Combined Statistical Area (ranked #67 of 293 U.S. markets by economic output). It produces 44.9% of the market’s output and holds 39.9% of its deposits.

MeasureLehigh CountyShare of Allentown-Bethlehem-East Stroudsburg market
2024 GDP$25.4B44.9%
Deposits$10.3B39.9%
Population384,38336.4%

View the full Allentown-Bethlehem-East Stroudsburg market profile →

Recruiting in Lehigh County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lehigh County, on a retained basis.

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