Scranton--Wilkes-Barre, PA, a Metropolitan Statistical Area, holds $16.3 billion in deposits across 21 insured institutions and 173 branches, ranking #103 of 293 U.S. markets by economic output. PNC Bank is the largest deposit holder at 21.2% share. The top three institutions hold 48.2% of deposits, which places the market in the moderate band. Deposits have grown 13.1% since 2020 while the branch count fell by 14.8%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 203 in 2020 to 173 in 2025. Institutions: 22 to 21. Top-three share: 42.9% to 48.2%. Deposits per branch: $94M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| PNC Bank | $3.5B | 21.2% | -9% |
| Peoples Security Bank and Trust Company | $2.5B | 15.5% | +120% |
| The Fidelity Deposit and Discount Bank | $1.9B | 11.6% | +84% |
| Manufacturers and Traders Trust Company | $1.5B | 9.2% | +30% |
| Community Bank | $1.3B | 8.0% | +17% |
| Wells Fargo Bank | $1.1B | 6.9% | -9% |
| First National Bank of Pennsylvania | $0.7B | 4.4% | +22% |
| NBT Bank | $0.7B | 4.1% | +16% |
| Citizens Bank | $0.6B | 3.9% | +14% |
| The Luzerne Bank | $0.6B | 3.6% | +35% |
| Truist Bank | $374M | 2.3% | -9% |
| First Keystone Community Bank | $351M | 2.1% | +28% |
| Citizens Savings Bank | $242M | 1.5% | +7% |
| The Honesdale National Bank | $237M | 1.4% | +80% |
| PS Bank | $187M | 1.1% | +95% |
| Mid Penn Bank | $155M | 0.9% | +153% |
| Wayne Bank | $124M | 0.8% | +51% |
| The Dime Bank | $106M | 0.6% | +152% |
| ESSA Bank & Trust | $83M | 0.5% | +9% |
| JPMorgan Chase Bank | $40M | 0.2% | no 2020 presence |
| Woodforest National Bank | $9M | 0.1% | +10% |
The 21 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Luzerne County | Pennsylvania | $15.9B | 332,126 | 57.3% | 49.2% |
| Lackawanna County | Pennsylvania | $10.4B | 216,502 | 37.6% | 46.1% |
| Wyoming County | Pennsylvania | $1.4B | 25,790 | 5.1% | 4.7% |
Recruiting in the Scranton--Wilkes-Barre market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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