Market Intelligence

Portland-Vancouver-Salem, OR-WA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Portland-Vancouver-Salem, OR-WA

Portland-Vancouver-Salem, OR-WA, a Combined Statistical Area, holds $76.5 billion in deposits across 33 insured institutions and 485 branches, ranking #21 of 293 U.S. markets by economic output. U.S. Bank is the largest deposit holder at 23.0% share. The top three institutions hold 56.3% of deposits, which places the market in the moderate band.

Economic scale
2024 Real GDP
$218.5B
#21 of 293
Population
3.33M
#21 of 293
GDP per Capita
$65,539
#56 of 293
Deposit market
Total Deposits
$76.5B
#38 of 293
Deposits per Capita
$22,948
#198 of 293
Deposits per Branch
$158M
#55 of 293
Competitive structure
Insured Institutions
33
#75 of 293
Branches per 100k Pop.
14.5
#269 of 293
Median Deposits per Institution
$374M
The median deposits booked by a single institution in the market. #42 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
11.5%
of market deposits held by banks with $100M to $50B in assets. #284 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderate
56.3%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 -2.4% over 5 years
$78.3B
2020
$86.9B
2021
$89.7B
2022
$78.4B
2023
$76.1B
2024
$76.5B
2025

Branches: 613 in 2020 to 485 in 2025. Institutions: 36 to 33. Top-three share: 55.1% to 56.3%. Deposits per branch: $158M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
U.S. Bank$17.6B23.0%78+6%
Bank of America$14.7B19.3%40+4%
JPMorgan Chase Bank$10.7B14.0%71+6%
Wells Fargo Bank$10.2B13.4%56-20%
Umpqua Bank$7.3B9.6%61-11%
KeyBank$5.5B7.2%550%
BMO Bank$1.1B1.4%16-59%
Riverview Bank$1.1B1.4%16+3%
Washington Federal Bank$1.0B1.4%12+10%
Heritage Bank$1.0B1.3%7+17%
Banner Bank$692M0.9%7+32%
Citizens Bank$648M0.8%13-9%
Pioneer Trust Bank$612M0.8%2+10%
First Federal Savings and Loan Association of McMinnville$565M0.7%6+30%
Washington Trust Bank$398M0.5%2+23%
Beneficial State Bank$382M0.5%3+25%
Northwest Bank$374M0.5%2+50%
Willamette Valley Bank$328M0.4%4+28%
Pacific West Bank$319M0.4%4+110%
HomeStreet Bank$308M0.4%4-9%
First-Citizens Bank & Trust Company$240M0.3%3+64%
Clackamas County Bank$230M0.3%4+16%
Pacific Premier Bank$174M0.2%20%
Summit Bank$173M0.2%2+509%
First Interstate Bank$158M0.2%3-44%
Lewis & Clark Bank$148M0.2%1-9%
People's Bank of Commerce$135M0.2%3no 2020 presence
Zions Bancorporation$125M0.2%1-23%
Twin City Bank$64M0.1%1-5%
Bank of the Pacific$48M0.1%2+11%
Oregon Pacific Banking Company dba Oregon Pacific Bank$11M0.0%1no 2020 presence
Manufacturers and Traders Trust Company$0M0.0%1no 2020 presence
Davidson Trust Co.$0M0.0%2no 2020 presence

The 33 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Multnomah CountyOregon$72.7B795,39133.3%44.2%
Washington CountyOregon$52.9B611,70824.2%15.0%
Clark CountyWashington$26.1B532,11911.9%10.8%
Clackamas CountyOregon$23.9B426,28011.0%12.8%
Marion CountyOregon$18.6B355,7778.5%8.2%
Cowlitz CountyWashington$5.5B114,8852.5%1.1%
Linn CountyOregon$5.4B132,8432.5%1.8%
Benton CountyOregon$5.1B97,7282.3%2.0%
Yamhill CountyOregon$4.0B110,0241.8%2.1%
Polk CountyOregon$2.5B90,0371.1%1.0%
Columbia CountyOregon$1.6B54,0910.7%0.5%
Skamania CountyWashington$329M12,6690.2%0.2%

Recruiting in the Portland-Vancouver-Salem market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Oregon and Washington

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.