Quincy-Hannibal, IL-MO holds $3.6 billion in deposits across 20 insured institutions and 62 branches, ranking #261 of 293 U.S. markets by economic output. First Bankers Trust Company is the largest deposit holder at 20.1% share. The top three institutions hold 44.8% of deposits, which places the market in the fragmented band. Deposits have grown 21% since 2020 while the branch count fell by 3.
Deposit trend
Branches: 65 in 2020 to 62 in 2025. Institutions: 22 to 20. Top-three share: 44.8% to 44.8%. Deposits per branch: $59M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First Bankers Trust Company | 0.7B | 20.1% | +16% |
| United Community Bank | 0.5B | 12.7% | +19% |
| HomeBank | 0.4B | 11.9% | +32% |
| HNB National Bank | 0.4B | 11.0% | +47% |
| State Street Bank and Trust Company | 0.3B | 8.1% | +27% |
| Town & Country Bank Midwest | 0.2B | 5.0% | +11% |
| United State Bank | 0.2B | 4.8% | +66% |
| F&M Bank and Trust Company | 0.2B | 4.6% | +35% |
| Liberty Bank | 0.1B | 3.9% | +65% |
| Commerce Bank | 0.1B | 3.8% | +22% |
The 10 largest of 20 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Adams County | Illinois | $3,602M | 64,267 | 63.0% |
| Marion County | Missouri | $1,243M | 28,525 | 21.7% |
| Ralls County | Missouri | $641M | 10,444 | 11.2% |
| Lewis County | Missouri | $231M | 9,879 | 4.0% |
Recruiting in Quincy
No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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