Bank of the James holds $1.0B in total assets and has $918M in deposits across 12 counties in 4 ranked markets and 1 state. Its deposit footprint is highly concentrated in Virginia: the top three counties (Lynchburg city, Bedford County, and Amherst County) hold 72% of its deposits. It is among the top three banks by deposits in 3 of the 12 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.
Deposits by county
Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches |
|---|---|---|---|---|
| Lynchburg city, VA | $346M | 37.7% | 15.7% | 6 |
| Bedford County, VA | $202M | 22.0% | 11.0% | 2 |
| Amherst County, VA | $116M | 12.6% | 21.1% | 2 |
| Campbell County, VA | $78M | 8.5% | 7.2% | 2 |
| Harrisonburg city, VA | $52M | 5.6% | 2.3% | 1 |
| Appomattox County, VA | $46M | 5.0% | 10.9% | 1 |
| Albemarle County, VA | $26M | 2.8% | 0.9% | 2 |
| Roanoke County, VA | $21M | 2.2% | 0.8% | 2 |
| Lexington city, VA | $19M | 2.0% | 3.9% | 1 |
| Charlottesville city, VA | $8M | 0.9% | 0.3% | 1 |
| Nelson County, VA | $3M | 0.3% | 2.1% | 1 |
| Botetourt County, VA | $2M | 0.2% | 0.3% | 1 |
“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
Browse all covered institutions in the bank directory or the banks headquartered in VA. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.
Bank of the James is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between Bank of the James and The Executive Recruiter Group, or endorsement by either.