Market Intelligence

Marion County, IN

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Marion County, Indiana, a core county of the Indianapolis-Carmel-Muncie, IN market, holds $43.3B in deposits across 26 insured institutions and 173 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 20.8% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 9.2% since 2020 while the branch count fell by 10.8%. It produces $108.7B of output, ranking #36 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$108.7B
#36 of 1,523
Population
992,196
#52 of 1,523
GDP per Capita
$109,595
#51 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$43.3B
#70 of 1,523
Deposits per Capita
$43,673
#137 of 1,523
Deposits per Branch
$250M
#63 of 1,523
Competitive structure
Insured Institutions
26
#126 of 1,523
Branches per 100k Pop.
17.4
#1,161 of 1,523
Median Deposits per Institution
$401M
The median deposits booked by a single institution in the county. #76 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
16.7%
of county deposits held by banks with $100M to $100B in assets. #1,467 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
49%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.2% over 5 years
$39.7B
2020
$43.0B
2021
$44.5B
2022
$43.1B
2023
$42.5B
2024
$43.3B
2025

Branches: 194 in 2020 to 173 in 2025. Institutions: 25 to 26. Top-three share: 56% to 49%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$9.0B20.8%30-9%
PNC Bank$7.8B18.0%16+8%
The Huntington National Bank$4.4B10.2%16+47%
Bank of America$4.3B9.9%8+28%
Fifth Third Bank$4.2B9.8%18-18%
BMO Bank$3.0B7.0%15+6%
The National Bank of Indianapolis$2.1B4.9%6+32%
KeyBank$2.1B4.8%5-20%
Old National Bank$1.3B3.1%11+98%
Regions Bank$1.2B2.9%16-3%
First Merchants Bank$1.2B2.9%3+1,448%
Merchants Bank of Indiana$514M1.2%1-22%
Horizon Bank$411M0.9%1+34%
First Financial Bank$392M0.9%6+19%
Centier Bank$273M0.6%3+79%
STAR Financial Bank$243M0.6%3+24%
CFBank$240M0.6%1no 2020 presence
Stock Yards Bank & Trust Company$178M0.4%2+70%
Lake City Bank$80M0.2%3+86%
Union Savings Bank$65M0.2%1-31%
Greenfield Banking Company$64M0.1%1no 2020 presence
Citizens Bank$28M0.1%1+5%
CIBM Bank$14M<0.1%1-56%
Woodforest National Bank$5M<0.1%3-6%
Community First Bank of Indiana$5M<0.1%1no 2020 presence
The Bank of New York Mellon Trust Company$0M0.0%1no 2020 presence

The 26 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Indianapolis-Carmel-Muncie market

Marion County is one of 20 counties that make up the Indianapolis-Carmel-Muncie, IN market, a Combined Statistical Area (ranked #26 of 293 U.S. markets by economic output). It produces 56.6% of the market’s output and holds 42.5% of its deposits.

MeasureMarion CountyShare of parent market
2024 GDP$108.7B56.6%
Deposits$43.3B42.5%
Population992,19636.4%

View the full Indianapolis-Carmel-Muncie market profile →

Recruiting in Marion County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Marion County.

See how we help banks recruit commercial banking talent