Market Intelligence

Marion County, IN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Marion County, Indiana, a core county of the Indianapolis-Carmel-Muncie, IN market, holds $43.3B in deposits across 26 insured institutions and 173 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 20.8% share. The top three institutions hold 49.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.2% since 2020 while the branch count fell by 21. It produces $108.7B of output, ranking #36 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$108.7B
#36 of 1,523
Total Deposits
$43.3B
#70 of 1,523
Population
992,196
#52 of 1,523
GDP per Capita
$109,595
#51 of 1,523
Insured Institutions
26
#126 of 1,523
Deposits per Branch
$250M
#63 of 1,523
Deposits per Capita
$43,673
#137 of 1,523
Branches per 100k Pop.
17.4
#1,161 of 1,523
Median Institution Size
$401M
Median deposits of the institutions operating in the county. #76 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
13.6%
of market deposits held by banks with $100M to $50B in assets. #1,436 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
49.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.2% over 5 years
$39.7B
2020
$43.0B
2021
$44.5B
2022
$43.1B
2023
$42.5B
2024
$43.3B
2025

Branches: 194 in 2020 to 173 in 2025. Institutions: 25 to 26. Top-three share: 56.1% to 49.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$9.0B20.8%30-9%
PNC Bank, National Association$7.8B18.0%16+8%
The Huntington National Bank$4.4B10.2%16+47%
Bank of America, National Association$4.3B9.9%8+28%
Fifth Third Bank, National Association$4.2B9.8%18-18%
BMO Bank National Association$3.0B7.0%15+6%
The National Bank of Indianapolis$2.1B4.9%6+32%
KeyBank National Association$2.1B4.8%5-20%
Old National Bank$1.3B3.1%11+98%
Regions Bank$1.2B2.9%16-3%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Indianapolis-Carmel-Muncie market

Marion County is one of 20 counties that make up the Indianapolis-Carmel-Muncie, IN market, a Combined Statistical Area (ranked #26 of 293 U.S. markets by economic output). It produces 56.6% of the market’s output and holds 42.5% of its deposits.

MeasureMarion CountyShare of Indianapolis-Carmel-Muncie market
2024 GDP$108.7B56.6%
Deposits$43.3B42.5%
Population992,19636.4%

View the full Indianapolis-Carmel-Muncie market profile →

Recruiting in Marion County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Marion County, on a retained basis.

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