Johnson County, Indiana, a core county of the Indianapolis-Carmel-Muncie, IN market, holds $4.1B in deposits across 23 insured institutions and 48 branches. JPMorgan Chase Bank is the largest deposit holder at 15.9% share. The top three banks hold 39% of deposits, which places the county in the Fragmented band. Deposits have grown 26.4% since 2021 while the branch count rose by 6.7%. It produced $5.9B of real gross domestic product in 2024, ranking #532 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 45 in 2021 to 48 in 2026. Institutions: 20 to 23. Top-three share: 40% to 39%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| JPMorgan Chase Bank | $648M | 15.9% | +17% |
| Fifth Third Bank | $539M | 13.3% | +47% |
| Horizon Bank | $418M | 10.3% | +14% |
| The Huntington National Bank | $412M | 10.1% | +28% |
| PNC Bank | $342M | 8.4% | +19% |
| First Merchants Bank | $301M | 7.4% | -3% |
| Mutual Savings Bank | $284M | 7.0% | +40% |
| The National Bank of Indianapolis | $220M | 5.4% | +52% |
| BMO Bank | $173M | 4.3% | +1% |
| First Financial Bank | $163M | 4.0% | 0% |
| Jackson County Bank | $98M | 2.4% | no 2021 presence |
| KeyBank | $87M | 2.1% | -4% |
| Old National Bank | $82M | 2.0% | +30% |
| Regions Bank | $63M | 1.5% | -2% |
| Stock Yards Bank & Trust Company | $61M | 1.5% | no 2021 presence |
| Union Savings Bank | $40M | 1.0% | +80% |
| Home Bank SB | $30M | 0.7% | +34% |
| Bank of America | $30M | 0.7% | +277% |
| Citizens Bank | $29M | 0.7% | +4,468% |
| First National Bank | $24M | 0.6% | -4% |
| Lake City Bank | $21M | 0.5% | -32% |
| Centier Bank | $4M | 0.1% | no 2021 presence |
| Woodforest National Bank | $3M | 0.1% | -3% |
The 23 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Indianapolis-Carmel-Muncie market
Johnson County is one of 20 counties that make up the Indianapolis-Carmel-Muncie, IN market, a Combined Statistical Area (ranked #26 of 293 U.S. markets by economic output). It produces 3.1% of the market’s output and holds 3.9% of its deposits.
| Measure | Johnson County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.9B | 3.1% |
| Deposits | $4.1B | 3.9% |
| Population | 174,262 | 6.4% |
View the full Indianapolis-Carmel-Muncie market profile →
Recruiting in Johnson County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County.
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