Johnson County, Indiana, a core county of the Indianapolis-Carmel-Muncie, IN market, holds $3.9B in deposits across 22 insured institutions and 45 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 16.0% share. The top three banks hold 40% of deposits, which places the county in the Fragmented band. Deposits have grown 36.8% since 2020 while the branch count fell by 10.0%. It produces $5.9B of output, ranking #532 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 50 in 2020 to 45 in 2025. Institutions: 21 to 22. Top-three share: 40% to 40%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| JPMorgan Chase Bank | $617M | 16.0% | +34% |
| Fifth Third Bank | $506M | 13.1% | +55% |
| Horizon Bank | $429M | 11.1% | +25% |
| The Huntington National Bank | $400M | 10.4% | +46% |
| PNC Bank | $331M | 8.6% | +26% |
| First Merchants Bank | $267M | 6.9% | +29% |
| Mutual Savings Bank | $244M | 6.3% | +48% |
| BMO Bank | $204M | 5.3% | +18% |
| First Financial Bank | $158M | 4.1% | -21% |
| The National Bank of Indianapolis | $157M | 4.1% | +44% |
| Jackson County Bank | $99M | 2.6% | no 2020 presence |
| KeyBank | $90M | 2.3% | +13% |
| Stock Yards Bank & Trust Company | $64M | 1.7% | no 2020 presence |
| Regions Bank | $63M | 1.6% | +14% |
| Old National Bank | $51M | 1.3% | +2% |
| Union Savings Bank | $40M | 1.0% | +106% |
| Home Bank SB | $35M | 0.9% | +78% |
| Lake City Bank | $31M | 0.8% | +6% |
| Bank of America | $26M | 0.7% | +12,025% |
| Citizens Bank | $20M | 0.5% | no 2020 presence |
| First National Bank | $19M | 0.5% | +5% |
| Woodforest National Bank | $3M | 0.1% | +19% |
The 22 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Indianapolis-Carmel-Muncie market
Johnson County is one of 20 counties that make up the Indianapolis-Carmel-Muncie, IN market, a Combined Statistical Area (ranked #26 of 293 U.S. markets by economic output). It produces 3.1% of the market’s output and holds 3.8% of its deposits.
| Measure | Johnson County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.9B | 3.1% |
| Deposits | $3.9B | 3.8% |
| Population | 174,262 | 6.4% |
View the full Indianapolis-Carmel-Muncie market profile →
Recruiting in Johnson County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County.
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