Market Intelligence

Bullitt County, KY

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Bullitt County, Kentucky, a core county of the Louisville/Jefferson County--Elizabethtown, KY-IN market, holds $1.1B in deposits across 8 insured institutions and 16 branches. First Harrison Bank is the largest deposit holder at 26.7% share. The top three institutions hold 67.3% of deposits, which places the county in the concentrated band. Deposits have grown 33.5% since 2020 while the branch count fell by 3. It produces $2.8B of output, ranking #801 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.8B
#801 of 1,523
Total Deposits
$1.1B
#884 of 1,523
Population
86,454
#674 of 1,523
GDP per Capita
$32,679
#1,131 of 1,523
Insured Institutions
8
#840 of 1,523
Deposits per Branch
$70M
#1,081 of 1,523
Deposits per Capita
$12,888
#1,305 of 1,523
Branches per 100k Pop.
18.5
#1,106 of 1,523
Median Institution Size
$109M
Median deposits of the institutions operating in the county. #821 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
94.5%
of market deposits held by banks with $100M to $50B in assets. #255 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
67.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+33.5% over 5 years
$834M
2020
$1.0B
2021
$983M
2022
$976M
2023
$1.1B
2024
$1.1B
2025

Branches: 19 in 2020 to 16 in 2025. Institutions: 9 to 8. Top-three share: 58.9% to 67.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Harrison Bank$297M26.7%5+30%
Stock Yards Bank & Trust Company$250M22.5%2+185%
WesBanco Bank, Inc.$202M18.1%2+59%
Peoples Bank, Mt. Washington$114M10.2%2+36%
Peoples Bank$105M9.4%2no 2020 presence
Republic Bank & Trust Company$68M6.1%1+65%
PNC Bank, National Association$61M5.5%1-30%
German American Bank$17M1.6%1no 2020 presence

The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Louisville/Jefferson County--Elizabethtown market

Bullitt County is one of 14 counties that make up the Louisville/Jefferson County--Elizabethtown, KY-IN market, a Combined Statistical Area (ranked #41 of 293 U.S. markets by economic output). It produces 3.1% of the market’s output and holds 2.3% of its deposits.

MeasureBullitt CountyShare of Louisville/Jefferson County--Elizabethtown market
2024 GDP$2.8B3.1%
Deposits$1.1B2.3%
Population86,4545.6%

View the full Louisville/Jefferson County--Elizabethtown market profile →

Recruiting in Bullitt County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bullitt County, on a retained basis.

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