Clark County, Indiana, a core county of the Louisville/Jefferson County--Elizabethtown, KY-IN market, holds $3.9B in deposits across 14 insured institutions and 37 branches. PNC Bank, National Association is the largest deposit holder at 30.2% share. The top three banks hold 66% of deposits, which places the county in the Concentrated band. Deposits have grown 93.0% since 2020 while the branch count fell by 9.8%. It produces $6.5B of output, ranking #499 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 41 in 2020 to 37 in 2025. Institutions: 13 to 14. Top-three share: 61% to 66%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| PNC Bank | $1.2B | 30.2% | +375% |
| First Savings Bank | $896M | 22.8% | +101% |
| JPMorgan Chase Bank | $526M | 13.4% | +12% |
| The New Washington State Bank | $508M | 12.9% | +58% |
| German American Bank | $197M | 5.0% | +66% |
| WesBanco Bank, Inc. | $166M | 4.2% | +17% |
| Fifth Third Bank | $162M | 4.1% | +75% |
| Stock Yards Bank & Trust Company | $121M | 3.1% | +38% |
| Republic Bank & Trust Company | $52M | 1.3% | +25% |
| First Harrison Bank | $49M | 1.2% | +117% |
| First Financial Bank | $32M | 0.8% | +62% |
| U.S. Bank | $24M | 0.6% | +2% |
| River City Bank, Inc. | $10M | 0.2% | no 2020 presence |
| Bank of America | $1M | <0.1% | no 2020 presence |
The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Louisville/Jefferson County--Elizabethtown market
Clark County is one of 14 counties that make up the Louisville/Jefferson County--Elizabethtown, KY-IN market, a Combined Statistical Area (ranked #41 of 293 U.S. markets by economic output). It produces 7.1% of the market’s output and holds 8.2% of its deposits.
| Measure | Clark County | Share of parent market |
|---|---|---|
| 2024 GDP | $6.5B | 7.1% |
| Deposits | $3.9B | 8.2% |
| Population | 130,451 | 8.5% |
View the full Louisville/Jefferson County--Elizabethtown market profile →
Recruiting in Clark County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Clark County.
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