Clark County, Indiana, a core county of the Louisville/Jefferson County--Elizabethtown, KY-IN market, holds $2.8B in deposits across 14 insured institutions and 37 branches. First Merchants Bank is the largest deposit holder at 20.1% share. The top three banks hold 57% of deposits, which places the county in the Moderate band. Deposits have grown 26.2% since 2021. It produced $6.5B of real gross domestic product in 2024, ranking #499 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 37 in 2021 to 37 in 2026. Institutions: 13 to 14. Top-three share: 61% to 57%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| First Merchants Bank | $563M | 20.1% | +16% |
| The New Washington State Bank | $530M | 18.9% | +49% |
| JPMorgan Chase Bank | $519M | 18.5% | 0% |
| PNC Bank | $324M | 11.5% | +28% |
| German American Bank | $212M | 7.6% | +45% |
| Fifth Third Bank | $177M | 6.3% | +74% |
| WesBanco Bank, Inc. | $164M | 5.8% | +23% |
| Stock Yards Bank & Trust Company | $129M | 4.6% | +12% |
| Republic Bank & Trust Company | $58M | 2.1% | +26% |
| First Harrison Bank | $56M | 2.0% | +104% |
| First Financial Bank | $35M | 1.2% | +43% |
| U.S. Bank | $25M | 0.9% | +76% |
| River City Bank, Inc. | $11M | 0.4% | no 2021 presence |
| Bank of America | $3M | 0.1% | no 2021 presence |
The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Louisville/Jefferson County--Elizabethtown market
Clark County is one of 14 counties that make up the Louisville/Jefferson County--Elizabethtown, KY-IN market, a Combined Statistical Area (ranked #41 of 293 U.S. markets by economic output). It produces 7.1% of the market’s output and holds 5.5% of its deposits.
| Measure | Clark County | Share of parent market |
|---|---|---|
| 2024 GDP | $6.5B | 7.1% |
| Deposits | $2.8B | 5.5% |
| Population | 130,451 | 8.5% |
View the full Louisville/Jefferson County--Elizabethtown market profile →
Recruiting in Clark County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Clark County.
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