Calhoun County, Michigan, a core county of the Kalamazoo-Battle Creek-Portage, MI market, holds $1.3B in deposits across 10 insured institutions and 17 branches. Fifth Third Bank is the largest deposit holder at 28.4% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have fallen 0.9% since 2021 while the branch count fell by 29.2%. It produced $7.5B of real gross domestic product in 2024, ranking #443 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 24 in 2021 to 17 in 2026. Institutions: 10 to 10. Top-three share: 60% to 72%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Fifth Third Bank | $379M | 28.4% | -20% |
| The Huntington National Bank | $304M | 22.7% | -10% |
| Southern Michigan Bank & Trust | $278M | 20.8% | +51% |
| PNC Bank | $103M | 7.7% | -20% |
| Old National Bank | $65M | 4.9% | -16% |
| Highpoint Community Bank | $50M | 3.8% | +382% |
| Homestead Savings Bank | $49M | 3.7% | -9% |
| County National Bank | $47M | 3.5% | -1% |
| Flagstar Bank | $38M | 2.9% | +22% |
| Sturgis Bank & Trust Company | $22M | 1.6% | no 2021 presence |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Kalamazoo-Battle Creek-Portage market
Calhoun County is one of 3 counties that make up the Kalamazoo-Battle Creek-Portage, MI market, a Combined Statistical Area (ranked #107 of 293 U.S. markets by economic output). It produces 28.4% of the market’s output and holds 19.1% of its deposits.
| Measure | Calhoun County | Share of parent market |
|---|---|---|
| 2024 GDP | $7.5B | 28.4% |
| Deposits | $1.3B | 19.1% |
| Population | 133,408 | 29.1% |
View the full Kalamazoo-Battle Creek-Portage market profile →
Recruiting in Calhoun County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Calhoun County.
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