Fauquier County, Virginia, a county in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, holds $2.3B in deposits across 9 insured institutions and 16 branches. Oak View National Bank is the largest deposit holder at 22.9% share. The top three institutions hold 64.7% of deposits, which places the county in the concentrated band. Deposits have fallen 10.8% since 2020 while the branch count fell by 4. It produces $3.2B of output, ranking #741 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 20 in 2020 to 16 in 2025. Institutions: 9 to 9. Top-three share: 71.4% to 64.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Oak View National Bank | $525M | 22.9% | +177% |
| Truist Bank | $496M | 21.6% | +1% |
| Virginia National Bank | $463M | 20.2% | no 2020 presence |
| Atlantic Union Bank | $272M | 11.8% | +40% |
| Capital One, National Association | $164M | 7.2% | -79% |
| Wells Fargo Bank, National Association | $163M | 7.1% | +2% |
| PNC Bank, National Association | $90M | 3.9% | -16% |
| Burke & Herbert Bank & Trust Company | $84M | 3.6% | no 2020 presence |
| Bank Of Clarke | $37M | 1.6% | no 2020 presence |
The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Washington-Baltimore-Arlington market
Fauquier County is one of 42 counties that make up the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, a Combined Statistical Area (ranked #4 of 293 U.S. markets by economic output). It produces 0.4% of the market’s output and holds 0.5% of its deposits.
| Measure | Fauquier County | Share of Washington-Baltimore-Arlington market |
|---|---|---|
| 2024 GDP | $3.2B | 0.4% |
| Deposits | $2.3B | 0.5% |
| Population | 76,503 | 0.7% |
View the full Washington-Baltimore-Arlington market profile →
Recruiting in Fauquier County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fauquier County, on a retained basis.
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