Grady County, Oklahoma, a county in the Oklahoma City-Shawnee, OK market, holds $1.4B in deposits across 12 insured institutions and 17 branches. The First National Bank and Trust Co., Chickasha, Oklahoma is the largest deposit holder at 44.1% share. The top three banks hold 71% of deposits, which places the county in the Concentrated band. Deposits have grown 21.8% since 2021 while the branch count fell by 5.6%. It produced $3.6B of real gross domestic product in 2024, ranking #710 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 18 in 2021 to 17 in 2026. Institutions: 11 to 12. Top-three share: 65% to 71%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| The First National Bank and Trust Co., Chickasha, Oklahoma | $638M | 44.1% | +26% |
| Liberty National Bank | $233M | 16.1% | +62% |
| MidFirst Bank | $163M | 11.3% | +37% |
| Arvest Bank | $87M | 6.0% | +23% |
| Sooner State Bank | $79M | 5.5% | -14% |
| Great Plains National Bank | $75M | 5.2% | +58% |
| Simmons Bank | $71M | 4.9% | +12% |
| Community Bank of Oklahoma | $43M | 3.0% | -56% |
| Bank of Commerce | $30M | 2.0% | -6% |
| International Bank of Commerce | $19M | 1.3% | +42% |
| The First National Bank in Marlow | $5M | 0.3% | no 2021 presence |
| The City National Bank and Trust Company of Lawton, Oklahoma | $4M | 0.2% | +5% |
The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Oklahoma City-Shawnee market
Grady County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 4.3% of the market’s output and holds 2.3% of its deposits.
| Measure | Grady County | Share of parent market |
|---|---|---|
| 2024 GDP | $3.6B | 4.3% |
| Deposits | $1.4B | 2.3% |
| Population | 59,128 | 3.7% |
View the full Oklahoma City-Shawnee market profile →
Recruiting in Grady County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Grady County.
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