Market Intelligence

Pottawatomie County, OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Pottawatomie County, Oklahoma, a core county of the Oklahoma City-Shawnee, OK market, holds $1.9B in deposits across 10 insured institutions and 17 branches. Sovereign Bank is the largest deposit holder at 32.7% share. The top three banks hold 75% of deposits, which places the county in the Concentrated band. Deposits have grown 43.5% since 2021. It produced $2.1B of real gross domestic product in 2024, ranking #912 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.1B
#912 of 1,523
Population
75,102
#731 of 1,523
GDP per Capita
$28,493
#1,282 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.9B
#684 of 1,523
Deposits per Capita
$24,813
#643 of 1,523
Deposits per Branch
$110M
#508 of 1,523
Competitive structure
Insured Institutions
10
#708 of 1,523
Branches per 100k Pop.
22.6
#843 of 1,523
Median Deposits per Institution
$74M
The median deposits booked by a single institution in the county. #1,175 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
99.7%
of county deposits held by banks with $100M to $100B in assets. #235 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
75%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+43.5% over 5 years
$1.3B
2021
$1.4B
2022
$1.5B
2023
$1.7B
2024
$1.8B
2025
$1.9B
2026

Branches: 17 in 2021 to 17 in 2026. Institutions: 10 to 10. Top-three share: 77% to 75%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Sovereign Bank$609M32.7%1+380%
BancFirst$496M26.6%5+7%
First United Bank and Trust Company$290M15.5%3+6%
Arvest Bank$281M15.1%2+8%
MidFirst Bank$99M5.3%1+5%
Vision Bank$50M2.7%1+3%
Security State Bank of Oklahoma$22M1.2%1+11%
International Bank of Commerce$9M0.5%1+4%
AllNations Bank$5M0.3%1+235%
The City National Bank and Trust Company of Lawton, Oklahoma$3M0.2%1+49%

The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Oklahoma City-Shawnee market

Pottawatomie County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 2.6% of the market’s output and holds 3.0% of its deposits.

MeasurePottawatomie CountyShare of parent market
2024 GDP$2.1B2.6%
Deposits$1.9B3.0%
Population75,1024.7%

View the full Oklahoma City-Shawnee market profile →

Recruiting in Pottawatomie County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Pottawatomie County.

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