Cleveland County, Oklahoma, a core county of the Oklahoma City-Shawnee, OK market, holds $5.6B in deposits across 28 insured institutions and 69 branches. MidFirst Bank is the largest deposit holder at 12.8% share. The top three banks hold 35% of deposits, which places the county in the Fragmented band. Deposits have grown 33.0% since 2020 while the branch count rose by 1.5%. It produces $9.7B of output, ranking #374 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 68 in 2020 to 69 in 2025. Institutions: 26 to 28. Top-three share: 42% to 35%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| MidFirst Bank | $720M | 12.8% | +23% |
| Armstrong Bank | $633M | 11.3% | +10% |
| BancFirst | $594M | 10.6% | +46% |
| Arvest Bank | $585M | 10.4% | 0% |
| First United Bank and Trust Company | $573M | 10.2% | +76% |
| First Fidelity Bank | $540M | 9.6% | +30% |
| JPMorgan Chase Bank | $391M | 7.0% | +36% |
| BOKF | $251M | 4.5% | +15% |
| Bank of America | $232M | 4.1% | -4% |
| First-Citizens Bank & Trust Company | $228M | 4.1% | +47,185% |
| Valliance Bank | $130M | 2.3% | +84% |
| Intrust Bank | $87M | 1.5% | +6% |
| Great Nations Bank | $84M | 1.5% | +35% |
| First Liberty Bank | $76M | 1.4% | +261% |
| McClain Bank | $66M | 1.2% | +28% |
| International Bank of Commerce | $63M | 1.1% | +48% |
| First Bank & Trust Co. | $59M | 1.1% | +24% |
| First State Bank | $57M | 1.0% | +19% |
| Great Plains National Bank | $46M | 0.8% | +316% |
| Liberty National Bank | $39M | 0.7% | no 2020 presence |
| RCB Bank | $37M | 0.7% | +55% |
| Prosperity Bank | $30M | 0.5% | +20% |
| Prism Bank | $28M | 0.5% | -46% |
| FNB Community Bank | $17M | 0.3% | +63% |
| Vision Bank | $12M | 0.2% | no 2020 presence |
| BMO Bank | $11M | 0.2% | -19% |
| First National Bank and Trust Company of Ardmore | $10M | 0.2% | +52% |
| The City National Bank and Trust Company of Lawton, Oklahoma | $3M | 0.1% | +146% |
The 28 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Oklahoma City-Shawnee market
Cleveland County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 11.5% of the market’s output and holds 9.6% of its deposits.
| Measure | Cleveland County | Share of parent market |
|---|---|---|
| 2024 GDP | $9.7B | 11.5% |
| Deposits | $5.6B | 9.6% |
| Population | 303,973 | 19.1% |
View the full Oklahoma City-Shawnee market profile →
Recruiting in Cleveland County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cleveland County.
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