Cleveland County, Oklahoma, a core county of the Oklahoma City-Shawnee, OK market, holds $5.6B in deposits across 28 insured institutions and 69 branches. MidFirst Bank is the largest deposit holder at 12.8% share. The top three institutions hold 34.7% of deposits, which places the county in the fragmented band. Deposits have grown 33.0% since 2020 while the branch count rose by 1. It produces $9.7B of output, ranking #374 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 68 in 2020 to 69 in 2025. Institutions: 26 to 28. Top-three share: 41.5% to 34.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| MidFirst Bank | $720M | 12.8% | +23% |
| Armstrong Bank | $633M | 11.3% | +10% |
| BancFirst | $594M | 10.6% | +46% |
| Arvest Bank | $585M | 10.4% | 0% |
| First United Bank and Trust Company | $573M | 10.2% | +76% |
| First Fidelity Bank | $540M | 9.6% | +30% |
| JPMorgan Chase Bank, National Association | $391M | 7.0% | +36% |
| BOKF, National Association | $251M | 4.5% | +15% |
| Bank of America, National Association | $232M | 4.1% | -4% |
| First-Citizens Bank & Trust Company | $228M | 4.1% | +47,185% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Oklahoma City-Shawnee market
Cleveland County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 11.5% of the market’s output and holds 9.6% of its deposits.
| Measure | Cleveland County | Share of Oklahoma City-Shawnee market |
|---|---|---|
| 2024 GDP | $9.7B | 11.5% |
| Deposits | $5.6B | 9.6% |
| Population | 303,973 | 19.1% |
View the full Oklahoma City-Shawnee market profile →
Recruiting in Cleveland County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cleveland County, on a retained basis.
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