Market Intelligence

Oklahoma County, OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Oklahoma City-Shawnee, OK › Oklahoma County

Oklahoma County, Oklahoma, a core county of the Oklahoma City-Shawnee, OK market, holds $47.2B in deposits across 60 insured institutions and 232 branches. MidFirst Bank is the largest deposit holder at 26.6% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have grown 17.8% since 2021 while the branch count fell by 1.7%. It produced $57.6B of real gross domestic product in 2024, ranking #76 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$57.6B
#76 of 1,523
Population
822,125
#81 of 1,523
GDP per Capita
$70,066
#192 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$47.2B
#65 of 1,523
Deposits per Capita
$57,472
#71 of 1,523
Deposits per Branch
$204M
#105 of 1,523
Competitive structure
Insured Institutions
60
#11 of 1,523
Branches per 100k Pop.
28.2
#554 of 1,523
Median Deposits per Institution
$241M
The median deposits booked by a single institution in the county. #248 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
78.6%
of county deposits held by banks with $100M to $100B in assets. #603 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
52%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+17.8% over 5 years
$40.1B
2021
$40.7B
2022
$42.1B
2023
$44.7B
2024
$44.2B
2025
$47.2B
2026

Branches: 236 in 2021 to 232 in 2026. Institutions: 58 to 60. Top-three share: 52% to 52%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
MidFirst Bank$12.6B26.6%20+9%
BOKF$7.1B15.0%12+66%
JPMorgan Chase Bank$5.1B10.9%13-1%
Bank of America$4.8B10.1%7+23%
BancFirst$3.0B6.4%22+18%
First Fidelity Bank$1.1B2.4%12+33%
Arvest Bank$838M1.8%10+16%
Quail Creek Bank$756M1.6%10%
Bank 7$715M1.5%1+36%
Kirkpatrick Bank$705M1.5%4+34%
First Liberty Bank$633M1.3%1+41%
Prosperity Bank$572M1.2%8-13%
Equity Bank$469M1.0%2+13%
First National Bank of Oklahoma$467M1.0%2+41%
Frontier State Bank$458M1.0%1+17%
Busey Bank$456M1.0%2+27%
InterBank$452M1.0%5-7%
Valliance Bank$452M1.0%2+56%
International Bank of Commerce$423M0.9%10-12%
FNB Community Bank$411M0.9%6-15%
Sovereign Bank$403M0.9%3+27%
Chickasaw Community Bank$388M0.8%1+31%
The Citizens Bank of Edmond$388M0.8%2+25%
Watermark Bank$387M0.8%1+123%
Regent Bank$357M0.8%2+108%
First United Bank and Trust Company$320M0.7%4+2%
First Bethany Bank & Trust$273M0.6%3+33%
Valor Bank$262M0.6%1+72%
RCB Bank$246M0.5%7-4%
The Bankers Bank$243M0.5%1+51%
Simmons Bank$238M0.5%4-54%
Fidelity Bank$213M0.4%4-11%
Intrust Bank$212M0.4%3+14%
First Security Bank and Trust Company$181M0.4%1+222%
First Enterprise Bank$168M0.4%6-6%
Gateway First Bank$156M0.3%1no 2021 presence
Legacy Bank$147M0.3%2+7%
Sooner State Bank$136M0.3%3+21%
UMB Bank$119M0.3%2-30%
Great Plains National Bank$107M0.2%3+235%
Mabrey Bank$97M0.2%1+114%
CoreBank$79M0.2%1no 2021 presence
BMO Bank$77M0.2%6-32%
Commerce Bank$70M0.1%1-63%
First-Citizens Bank & Trust Company$69M0.1%1-58%
The Farmers Bank$50M0.1%1+98%
The Central Trust Bank$50M0.1%3+74%
The First National Bank and Trust Co., Chickasha, Oklahoma$43M0.1%1+25%
F&M Bank$43M0.1%2+13%
Frazer Bank$43M0.1%1+135%
Stride Bank$35M0.1%1+908%
The City National Bank and Trust Company of Lawton, Oklahoma$34M0.1%10-1%
Peoples Bank and Trust Company$31M0.1%1+26%
All America Bank$28M0.1%1+37%
YNB$19M<0.1%1-28%
Shamrock Bank$7M<0.1%1+179%
First Bank & Trust Co.$7M<0.1%1+58%
The Bank of the West$6M<0.1%1+24%
Armstrong Bank$4M<0.1%1no 2021 presence
First National Bank and Trust Company of Ardmore$2M<0.1%1no 2021 presence

The 60 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Oklahoma City-Shawnee market

Oklahoma County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 68.7% of the market’s output and holds 75.4% of its deposits.

MeasureOklahoma CountyShare of parent market
2024 GDP$57.6B68.7%
Deposits$47.2B75.4%
Population822,12551.8%

View the full Oklahoma City-Shawnee market profile →

Recruiting in Oklahoma County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Oklahoma County.

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Other counties in the Oklahoma City-Shawnee market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.