Market Intelligence

Oklahoma County, OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market Intelligence › Oklahoma City-Shawnee, OK › Oklahoma County

Oklahoma County, Oklahoma, a core county of the Oklahoma City-Shawnee, OK market, holds $44.7B in deposits across 61 insured institutions and 236 branches. MidFirst Bank is the largest deposit holder at 29.3% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 34.5% since 2020 while the branch count fell by 3.3%. It produces $57.6B of output, ranking #76 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$57.6B
#76 of 1,523
Population
822,125
#81 of 1,523
GDP per Capita
$70,066
#192 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$44.7B
#66 of 1,523
Deposits per Capita
$54,380
#78 of 1,523
Deposits per Branch
$189M
#112 of 1,523
Competitive structure
Insured Institutions
61
#10 of 1,523
Branches per 100k Pop.
28.7
#535 of 1,523
Median Deposits per Institution
$236M
The median deposits booked by a single institution in the county. #243 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
82.7%
of county deposits held by banks with $100M to $100B in assets. #552 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
53%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+34.5% over 5 years
$33.2B
2020
$40.1B
2021
$40.7B
2022
$42.1B
2023
$44.7B
2024
$44.7B
2025

Branches: 244 in 2020 to 236 in 2025. Institutions: 59 to 61. Top-three share: 48% to 53%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
MidFirst Bank$13.1B29.3%20+55%
BOKF$6.8B15.3%12+83%
JPMorgan Chase Bank$3.8B8.6%12+2%
Bank of America$3.7B8.3%7+12%
BancFirst$2.9B6.5%23+33%
First Fidelity Bank$1.1B2.5%12+49%
Arvest Bank$810M1.8%10+39%
Quail Creek Bank$717M1.6%1+6%
Bank 7$690M1.5%1+42%
Kirkpatrick Bank$600M1.3%4+19%
First Liberty Bank$594M1.3%1+45%
Prosperity Bank$541M1.2%8-18%
InterBank$522M1.2%5-6%
NBC Oklahoma$516M1.2%2+32%
Busey Bank$489M1.1%2no 2020 presence
Frontier State Bank$478M1.1%1+25%
First National Bank of Oklahoma$430M1.0%2+30%
FNB Community Bank$409M0.9%6-6%
International Bank of Commerce$407M0.9%10-4%
Chickasaw Community Bank$383M0.9%1+81%
The Citizens Bank of Edmond$379M0.8%2+37%
Valliance Bank$372M0.8%2+53%
Prism Bank$346M0.8%2+1,608%
Sovereign Bank$335M0.7%3no 2020 presence
Simmons Bank$318M0.7%5-38%
First United Bank and Trust Company$309M0.7%4+81%
Watermark Bank$299M0.7%1+168%
Valor Bank$253M0.6%1+140%
Regent Bank$252M0.6%2+66%
First Bethany Bank & Trust$251M0.6%3+37%
RCB Bank$236M0.5%7-6%
Intrust Bank$221M0.5%4+22%
Fidelity Bank$211M0.5%4-17%
The Bankers Bank$205M0.5%1+26%
First Enterprise Bank$180M0.4%6+7%
First Security Bank and Trust Company$176M0.4%1+222%
Gateway First Bank$164M0.4%1no 2020 presence
Legacy Bank$140M0.3%2+25%
Sooner State Bank$111M0.2%3+17%
Mabrey Bank$99M0.2%1+279%
UMB Bank$97M0.2%2-48%
Great Plains National Bank$93M0.2%3+298%
Commerce Bank$91M0.2%1-49%
BMO Bank$82M0.2%6-22%
First-Citizens Bank & Trust Company$71M0.2%1-55%
The First National Bank and Trust Co., Chickasha, Oklahoma$49M0.1%1+71%
Frazer Bank$47M0.1%1+544%
The Central Trust Bank$46M0.1%3no 2020 presence
F&M Bank$41M0.1%2+107%
The City National Bank and Trust Company of Lawton, Oklahoma$38M0.1%10+44%
Stride Bank$32M0.1%1+838%
The Farmers Bank$24M0.1%1-30%
All America Bank$21M<0.1%1+9%
Peoples Bank and Trust Company$20M<0.1%1-11%
YNB$20M<0.1%1-20%
First Bank & Trust Co.$11M<0.1%1+578%
Shamrock Bank$6M<0.1%1+234%
The Bank of the West$4M<0.1%1-22%
First National Bank and Trust Company of Ardmore$2M<0.1%1no 2020 presence
Armstrong Bank<$1M<0.1%1no 2020 presence
CoreBank<$1M<0.1%1no 2020 presence

The 61 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Oklahoma City-Shawnee market

Oklahoma County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 68.7% of the market’s output and holds 76.3% of its deposits.

MeasureOklahoma CountyShare of parent market
2024 GDP$57.6B68.7%
Deposits$44.7B76.3%
Population822,12551.8%

View the full Oklahoma City-Shawnee market profile →

Recruiting in Oklahoma County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Oklahoma County.

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Other counties in the Oklahoma City-Shawnee market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.