Lincoln County, Oklahoma, a county in the Oklahoma City-Shawnee, OK market, holds $744M in deposits across 5 insured institutions and 11 branches. BancFirst is the largest deposit holder at 67.4% share. The top three institutions hold 95.2% of deposits, which places the county in the concentrated band. Deposits have grown 32.2% since 2020 while the branch count fell by 2. It produces $771M of output, ranking #1,265 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 13 in 2020 to 11 in 2025. Institutions: 5 to 5. Top-three share: 95.1% to 95.2%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| BancFirst | $501M | 67.4% | +33% |
| Vision Bank | $140M | 18.8% | +26% |
| First Bank & Trust Co. | $67M | 9.0% | no 2020 presence |
| The Payne County Bank | $20M | 2.6% | no 2020 presence |
| International Bank of Commerce | $16M | 2.2% | +26% |
The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Oklahoma City-Shawnee market
Lincoln County is one of 8 counties that make up the Oklahoma City-Shawnee, OK market, a Combined Statistical Area (ranked #45 of 293 U.S. markets by economic output). It produces 0.9% of the market’s output and holds 1.3% of its deposits.
| Measure | Lincoln County | Share of Oklahoma City-Shawnee market |
|---|---|---|
| 2024 GDP | $771M | 0.9% |
| Deposits | $744M | 1.3% |
| Population | 35,278 | 2.2% |
View the full Oklahoma City-Shawnee market profile →
Recruiting in Lincoln County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lincoln County, on a retained basis.
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