Market Intelligence

Greenup County, KY

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Greenup County, Kentucky, a core county of the Charleston-Huntington-Ashland, WV-OH-KY market, holds $461M in deposits across 4 insured institutions and 11 branches. First & Peoples Bank and Trust Company is the largest deposit holder at 41.3% share. The top three banks hold 88% of deposits, which places the county in the Concentrated band. Deposits have grown 5.9% since 2021 while the branch count fell by 15.4%. It produced $842M of real gross domestic product in 2024, ranking #1,241 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$842M
#1,241 of 1,523
Population
35,213
#1,091 of 1,523
GDP per Capita
$23,908
#1,394 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$461M
#1,238 of 1,523
Deposits per Capita
$13,095
#1,317 of 1,523
Deposits per Branch
$42M
#1,457 of 1,523
Competitive structure
Insured Institutions
4
#1,259 of 1,523
Branches per 100k Pop.
31.2
#429 of 1,523
Median Deposits per Institution
$106M
The median deposits booked by a single institution in the county. #867 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #83 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
88%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+5.9% over 5 years
$435M
2021
$525M
2022
$386M
2023
$410M
2024
$436M
2025
$461M
2026

Branches: 13 in 2021 to 11 in 2026. Institutions: 5 to 4. Top-three share: 89% to 88%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First & Peoples Bank and Trust Company$191M41.3%4-2%
City National Bank of West Virginia$139M30.2%4+3%
Peoples Bank$74M16.0%2+23%
Community Trust Bank, Inc.$58M12.5%1+272%

The 4 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Charleston-Huntington-Ashland market

Greenup County is one of 12 counties that make up the Charleston-Huntington-Ashland, WV-OH-KY market, a Combined Statistical Area (ranked #94 of 293 U.S. markets by economic output). It produces 2.7% of the market’s output and holds 2.9% of its deposits.

MeasureGreenup CountyShare of parent market
2024 GDP$842M2.7%
Deposits$461M2.9%
Population35,2135.5%

View the full Charleston-Huntington-Ashland market profile →

Recruiting in Greenup County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Greenup County.

See how we help banks recruit commercial banking talent