Market Intelligence

Jefferson County, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Jefferson County, Ohio, a core county of the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, holds $1.3B in deposits across 9 insured institutions and 19 branches. The Huntington National Bank is the largest deposit holder at 29.8% share. The top three institutions hold 58.7% of deposits, which places the county in the moderately concentrated band. Deposits have grown 16.4% since 2020 while the branch count fell by 4. It produces $3.7B of output, ranking #703 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.7B
#703 of 1,523
Total Deposits
$1.3B
#827 of 1,523
Population
63,597
#817 of 1,523
GDP per Capita
$58,284
#393 of 1,523
Insured Institutions
9
#777 of 1,523
Deposits per Branch
$66M
#1,147 of 1,523
Deposits per Capita
$19,771
#902 of 1,523
Branches per 100k Pop.
29.9
#485 of 1,523
Median Institution Size
$118M
Median deposits of the institutions operating in the county. #740 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
32.9%
of market deposits held by banks with $100M to $50B in assets. #1,201 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
58.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+16.4% over 5 years
$1.1B
2020
$1.1B
2021
$1.2B
2022
$1.2B
2023
$1.3B
2024
$1.3B
2025

Branches: 23 in 2020 to 19 in 2025. Institutions: 8 to 9. Top-three share: 62.3% to 58.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Huntington National Bank$375M29.8%5+19%
PNC Bank, National Association$230M18.3%2+1%
WesBanco Bank, Inc.$133M10.6%1+54%
U.S. Bank National Association$120M9.6%2+14%
JPMorgan Chase Bank, National Association$118M9.4%1-9%
First National Bank of Pennsylvania$115M9.2%2+14%
Consumers National Bank$111M8.8%4+32%
Unified Bank$41M3.3%1+33%
Main Street Bank Corp.$13M1.1%1no 2020 presence

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Pittsburgh-Weirton-Steubenville market

Jefferson County is one of 13 counties that make up the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, a Combined Statistical Area (ranked #30 of 293 U.S. markets by economic output). It produces 2.1% of the market’s output and holds 0.6% of its deposits.

MeasureJefferson CountyShare of Pittsburgh-Weirton-Steubenville market
2024 GDP$3.7B2.1%
Deposits$1.3B0.6%
Population63,5972.3%

View the full Pittsburgh-Weirton-Steubenville market profile →

Recruiting in Jefferson County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jefferson County, on a retained basis.

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