Market Intelligence

Fayette County, PA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Fayette County, Pennsylvania, a county in the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, holds $2.7B in deposits across 10 insured institutions and 30 branches. PNC Bank, National Association is the largest deposit holder at 28.8% share. The top three institutions hold 67.2% of deposits, which places the county in the concentrated band. Deposits have grown 15.3% since 2020 while the branch count fell by 4. It produces $4.3B of output, ranking #653 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$4.3B
#653 of 1,523
Total Deposits
$2.7B
#536 of 1,523
Population
123,021
#522 of 1,523
GDP per Capita
$35,329
#1,058 of 1,523
Insured Institutions
10
#666 of 1,523
Deposits per Branch
$91M
#727 of 1,523
Deposits per Capita
$22,214
#754 of 1,523
Branches per 100k Pop.
24.4
#749 of 1,523
Median Institution Size
$202M
Median deposits of the institutions operating in the county. #330 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
67.4%
of market deposits held by banks with $100M to $50B in assets. #720 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
67.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+15.3% over 5 years
$2.4B
2020
$2.6B
2021
$2.6B
2022
$2.6B
2023
$2.6B
2024
$2.7B
2025

Branches: 34 in 2020 to 30 in 2025. Institutions: 10 to 10. Top-three share: 67.6% to 67.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
PNC Bank, National Association$786M28.8%6+4%
United Bank$539M19.7%4+38%
First National Bank of Pennsylvania$512M18.7%5+13%
Somerset Trust Company$309M11.3%8+107%
First Federal Savings and Loan Association of Greene Co$271M9.9%2-4%
Mid Penn Bank$133M4.8%1+37%
KeyBank National Association$105M3.8%1-31%
Community Bank$38M1.4%1-17%
CFSBANK$33M1.2%1-4%
Woodforest National Bank$7M0.3%1+7%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Pittsburgh-Weirton-Steubenville market

Fayette County is one of 13 counties that make up the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, a Combined Statistical Area (ranked #30 of 293 U.S. markets by economic output). It produces 2.4% of the market’s output and holds 1.2% of its deposits.

MeasureFayette CountyShare of Pittsburgh-Weirton-Steubenville market
2024 GDP$4.3B2.4%
Deposits$2.7B1.2%
Population123,0214.5%

View the full Pittsburgh-Weirton-Steubenville market profile →

Recruiting in Fayette County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fayette County, on a retained basis.

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