Westmoreland County, Pennsylvania, a core county of the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, holds $10.4B in deposits across 22 insured institutions and 113 branches. PNC Bank, National Association is the largest deposit holder at 25.9% share. The top three institutions hold 51.9% of deposits, which places the county in the moderately concentrated band. Deposits have grown 14.6% since 2020 while the branch count fell by 13. It produces $15.2B of output, ranking #266 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 126 in 2020 to 113 in 2025. Institutions: 21 to 22. Top-three share: 54.1% to 51.9%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| PNC Bank, National Association | $2.7B | 25.9% | +5% |
| S&T Bank | $1.4B | 13.4% | +21% |
| First National Bank of Pennsylvania | $1.3B | 12.6% | +9% |
| First Commonwealth Bank | $1.3B | 12.4% | +28% |
| Citizens Bank, National Association | $1.0B | 10.0% | +9% |
| Dollar Bank, Federal Savings Bank | $617M | 6.0% | +75% |
| KeyBank National Association | $397M | 3.8% | +4% |
| Somerset Trust Company | $335M | 3.2% | +143% |
| Commercial Bank and Trust of PA | $300M | 2.9% | -13% |
| Mid Penn Bank | $207M | 2.0% | +58% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Pittsburgh-Weirton-Steubenville market
Westmoreland County is one of 13 counties that make up the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, a Combined Statistical Area (ranked #30 of 293 U.S. markets by economic output). It produces 8.5% of the market’s output and holds 4.7% of its deposits.
| Measure | Westmoreland County | Share of Pittsburgh-Weirton-Steubenville market |
|---|---|---|
| 2024 GDP | $15.2B | 8.5% |
| Deposits | $10.4B | 4.7% |
| Population | 349,324 | 12.8% |
View the full Pittsburgh-Weirton-Steubenville market profile →
Recruiting in Westmoreland County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Westmoreland County, on a retained basis.
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