Market Intelligence

Washington County, PA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Washington County, Pennsylvania, a core county of the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, holds $6.7B in deposits across 16 insured institutions and 55 branches. PNC Bank, National Association is the largest deposit holder at 22.1% share. The top three institutions hold 55.4% of deposits, which places the county in the moderately concentrated band. Deposits have grown 20.8% since 2020 while the branch count fell by 7. It produces $14.9B of output, ranking #273 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$14.9B
#273 of 1,523
Total Deposits
$6.7B
#270 of 1,523
Population
210,802
#341 of 1,523
GDP per Capita
$70,564
#189 of 1,523
Insured Institutions
16
#361 of 1,523
Deposits per Branch
$121M
#372 of 1,523
Deposits per Capita
$31,593
#325 of 1,523
Branches per 100k Pop.
26.1
#657 of 1,523
Median Institution Size
$187M
Median deposits of the institutions operating in the county. #367 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
54.7%
of market deposits held by banks with $100M to $50B in assets. #911 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
55.4%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+20.8% over 5 years
$5.5B
2020
$6.1B
2021
$6.6B
2022
$6.6B
2023
$6.3B
2024
$6.7B
2025

Branches: 62 in 2020 to 55 in 2025. Institutions: 15 to 16. Top-three share: 57.8% to 55.4%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
PNC Bank, National Association$1.5B22.1%5+16%
Washington Financial Bank$1.2B18.7%9+15%
Citizens Bank, National Association$975M14.6%6+17%
CFSBANK$563M8.4%6+90%
Slovenian Savings and Loan Association of Canonsburg$515M7.7%1+29%
KeyBank National Association$342M5.1%5+5%
Community Bank$306M4.6%4-10%
Dollar Bank, Federal Savings Bank$196M3.0%2+38%
The Huntington National Bank$178M2.7%3+64%
First National Bank of Pennsylvania$171M2.6%2+28%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Pittsburgh-Weirton-Steubenville market

Washington County is one of 13 counties that make up the Pittsburgh-Weirton-Steubenville, PA-OH-WV market, a Combined Statistical Area (ranked #30 of 293 U.S. markets by economic output). It produces 8.4% of the market’s output and holds 3.0% of its deposits.

MeasureWashington CountyShare of Pittsburgh-Weirton-Steubenville market
2024 GDP$14.9B8.4%
Deposits$6.7B3.0%
Population210,8027.7%

View the full Pittsburgh-Weirton-Steubenville market profile →

Recruiting in Washington County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Washington County, on a retained basis.

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