Market Intelligence

Marin County, CA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Marin County, California, a core county of the San Jose-San Francisco-Oakland, CA market, holds $14.9B in deposits across 18 insured institutions and 67 branches. Wells Fargo Bank, National Association is the largest deposit holder at 20.3% share. The top three institutions hold 51.6% of deposits, which places the county in the moderately concentrated band. Deposits have grown 0.5% since 2020 while the branch count fell by 18. It produces $29.9B of output, ranking #158 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$29.9B
#158 of 1,523
Total Deposits
$14.9B
#152 of 1,523
Population
253,694
#290 of 1,523
GDP per Capita
$117,838
#44 of 1,523
Insured Institutions
18
#268 of 1,523
Deposits per Branch
$222M
#80 of 1,523
Deposits per Capita
$58,696
#60 of 1,523
Branches per 100k Pop.
26.4
#638 of 1,523
Median Institution Size
$402M
Median deposits of the institutions operating in the county. #75 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
24.8%
of market deposits held by banks with $100M to $50B in assets. #1,307 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+0.5% over 5 years
$14.8B
2020
$16.0B
2021
$17.3B
2022
$14.6B
2023
$14.7B
2024
$14.9B
2025

Branches: 85 in 2020 to 67 in 2025. Institutions: 19 to 18. Top-three share: 55.6% to 51.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank, National Association$3.0B20.3%11-24%
JPMorgan Chase Bank, National Association$2.5B16.9%8-8%
Bank of America, National Association$2.2B14.5%6-13%
Citizens Bank, National Association$2.1B13.9%1no 2020 presence
Bank of Marin$1.7B11.4%10-7%
Westamerica Bank$802M5.4%10-27%
U.S. Bank National Association$556M3.7%4-17%
Citibank, National Association$502M3.4%3-1%
Washington Federal Bank$495M3.3%1no 2020 presence
Poppy Bank$308M2.1%2+200%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the San Jose-San Francisco-Oakland market

Marin County is one of 13 counties that make up the San Jose-San Francisco-Oakland, CA market, a Combined Statistical Area (ranked #3 of 293 U.S. markets by economic output). It produces 2.5% of the market’s output and holds 2.2% of its deposits.

MeasureMarin CountyShare of San Jose-San Francisco-Oakland market
2024 GDP$29.9B2.5%
Deposits$14.9B2.2%
Population253,6942.8%

View the full San Jose-San Francisco-Oakland market profile →

Recruiting in Marin County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Marin County, on a retained basis.

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