Market Intelligence

Mobile County, AL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Mobile County, Alabama, a core county of the Mobile-Daphne-Fairhope, AL market, holds $10.6B in deposits across 25 insured institutions and 104 branches. Regions Bank is the largest deposit holder at 29.3% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 1.3% since 2021 while the branch count fell by 6.3%. It produced $24.3B of real gross domestic product in 2024, ranking #191 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$24.3B
#191 of 1,523
Population
411,658
#187 of 1,523
GDP per Capita
$59,045
#372 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$10.6B
#200 of 1,523
Deposits per Capita
$25,723
#602 of 1,523
Deposits per Branch
$102M
#610 of 1,523
Competitive structure
Insured Institutions
25
#140 of 1,523
Branches per 100k Pop.
25.3
#694 of 1,523
Median Deposits per Institution
$153M
The median deposits booked by a single institution in the county. #521 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
45.2%
of county deposits held by banks with $100M to $100B in assets. #1,127 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
56%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+1.3% over 5 years
$10.4B
2021
$10.7B
2022
$9.7B
2023
$9.7B
2024
$10.1B
2025
$10.6B
2026

Branches: 111 in 2021 to 104 in 2026. Institutions: 25 to 25. Top-three share: 56% to 56%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Regions Bank$3.1B29.3%24-3%
Hancock Whitney Bank$1.5B14.2%7-9%
PNC Bank$1.3B12.6%14-30%
Wells Fargo Bank$753M7.1%6-7%
ServisFirst Bank$710M6.7%2+59%
First Horizon Bank$589M5.6%2-6%
Trustmark Bank$492M4.6%6-1%
Renasant Bank$331M3.1%7+1%
Pinnacle Bank$254M2.4%2+416%
BankPlus$197M1.9%2+291%
The Huntington National Bank$163M1.5%3+13%
Century Bank$158M1.5%5+24%
22nd State Banking Company$153M1.4%2+643%
Oakworth Capital Bank$151M1.4%1+80%
Truist Bank$134M1.3%3-48%
River Bank & Trust$121M1.1%3+881%
Community Bank of Mississippi$110M1.0%2-12%
Origin Bank$70M0.7%1no 2021 presence
Commonwealth National Bank$69M0.7%2+32%
SmartBank$66M0.6%1no 2021 presence
Bryant Bank$45M0.4%1+53%
United Bank$40M0.4%1+110%
The First National Bank and Trust$25M0.2%1+40%
Merchants & Marine Bank$17M0.2%2-20%
Woodforest National Bank$13M0.1%4-14%

The 25 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Mobile-Daphne-Fairhope market

Mobile County is one of 2 counties that make up the Mobile-Daphne-Fairhope, AL market, a Combined Statistical Area (ranked #91 of 293 U.S. markets by economic output). It produces 70.4% of the market’s output and holds 61.1% of its deposits.

MeasureMobile CountyShare of parent market
2024 GDP$24.3B70.4%
Deposits$10.6B61.1%
Population411,65860.6%

View the full Mobile-Daphne-Fairhope market profile →

Recruiting in Mobile County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Mobile County.

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