Market Intelligence

Rusk County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceLongview, TX › Rusk County

Rusk County, Texas, a county in the Longview, TX market, holds $1.2B in deposits across 6 insured institutions and 12 branches. VeraBank, National Association is the largest deposit holder at 56.9% share. The top three institutions hold 93.5% of deposits, which places the county in the concentrated band. Deposits have grown 3.9% since 2020. It produces $2.2B of output, ranking #901 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.2B
#901 of 1,523
Total Deposits
$1.2B
#867 of 1,523
Population
54,854
#886 of 1,523
GDP per Capita
$39,901
#904 of 1,523
Insured Institutions
6
#1,121 of 1,523
Deposits per Branch
$98M
#629 of 1,523
Deposits per Capita
$21,333
#806 of 1,523
Branches per 100k Pop.
21.9
#886 of 1,523
Median Institution Size
$63M
Median deposits of the institutions operating in the county. #1,284 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #170 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
93.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+3.9% over 5 years
$1.1B
2020
$1.1B
2021
$1.2B
2022
$1.2B
2023
$1.1B
2024
$1.2B
2025

Branches: 12 in 2020 to 12 in 2025. Institutions: 6 to 6. Top-three share: 93.6% to 93.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
VeraBank, National Association$666M56.9%4-3%
Texas Bank$342M29.2%4+22%
Henderson Federal Savings Bank$86M7.3%1+2%
Texas Bank and Trust Company$41M3.5%1-3%
Origin Bank$32M2.7%1no 2020 presence
Woodforest National Bank$4M0.3%1-8%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Longview market

Rusk County is one of 4 counties that make up the Longview, TX market, a Metropolitan Statistical Area (ranked #149 of 293 U.S. markets by economic output). It produces 13.6% of the market’s output and holds 14.6% of its deposits.

MeasureRusk CountyShare of Longview market
2024 GDP$2.2B13.6%
Deposits$1.2B14.6%
Population54,85418.4%

View the full Longview market profile →

Recruiting in Rusk County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Rusk County, on a retained basis.

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