Market Intelligence

Gregg County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceLongview, TX › Gregg County

Gregg County, Texas, a core county of the Longview, TX market, holds $4.5B in deposits across 23 insured institutions and 53 branches. Texas Bank and Trust Company is the largest deposit holder at 36.9% share. The top three institutions hold 56.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 13.7% since 2020 while the branch count fell by 2. It produces $8.4B of output, ranking #406 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$8.4B
#406 of 1,523
Total Deposits
$4.5B
#368 of 1,523
Population
126,095
#514 of 1,523
GDP per Capita
$66,943
#234 of 1,523
Insured Institutions
23
#167 of 1,523
Deposits per Branch
$86M
#811 of 1,523
Deposits per Capita
$35,990
#230 of 1,523
Branches per 100k Pop.
42.0
#188 of 1,523
Median Institution Size
$65M
Median deposits of the institutions operating in the county. #1,263 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
82.5%
of market deposits held by banks with $100M to $50B in assets. #457 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
56.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+13.7% over 5 years
$4.0B
2020
$4.0B
2021
$4.3B
2022
$4.3B
2023
$4.5B
2024
$4.5B
2025

Branches: 55 in 2020 to 53 in 2025. Institutions: 21 to 23. Top-three share: 48.9% to 56.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Texas Bank and Trust Company$1.7B36.9%6+40%
Austin Bank, Texas National Association$510M11.2%7+32%
JPMorgan Chase Bank, National Association$380M8.4%2+3%
VeraBank, National Association$337M7.4%5+31%
Origin Bank$286M6.3%2no 2020 presence
Spring Hill State Bank$205M4.5%2+15%
Cadence Bank$195M4.3%2+23%
Citizens Bank$179M3.9%4+20%
Regions Bank$154M3.4%3-11%
Southside Bank$140M3.1%2-17%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Longview market

Gregg County is one of 4 counties that make up the Longview, TX market, a Metropolitan Statistical Area (ranked #149 of 293 U.S. markets by economic output). It produces 52.3% of the market’s output and holds 56.5% of its deposits.

MeasureGregg CountyShare of Longview market
2024 GDP$8.4B52.3%
Deposits$4.5B56.5%
Population126,09542.4%

View the full Longview market profile →

Recruiting in Gregg County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Gregg County, on a retained basis.

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