Market Intelligence

Scott County, MS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Scott County, Mississippi, a county in the Jackson-Vicksburg-Brookhaven, MS market, holds $653M in deposits across 6 insured institutions and 7 branches. Community Bank of Mississippi is the largest deposit holder at 37.1% share. The top three institutions hold 75.0% of deposits, which places the county in the concentrated band. Deposits have grown 16.6% since 2020 while the branch count fell by 1. It produces $1.2B of output, ranking #1,153 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.2B
#1,153 of 1,523
Total Deposits
$653M
#1,113 of 1,523
Population
28,073
#1,182 of 1,523
GDP per Capita
$41,372
#860 of 1,523
Insured Institutions
6
#1,127 of 1,523
Deposits per Branch
$93M
#696 of 1,523
Deposits per Capita
$23,244
#701 of 1,523
Branches per 100k Pop.
24.9
#717 of 1,523
Median Institution Size
$65M
Median deposits of the institutions operating in the county. #1,266 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
91.0%
of market deposits held by banks with $100M to $50B in assets. #302 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
75.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+16.6% over 5 years
$560M
2020
$588M
2021
$612M
2022
$576M
2023
$619M
2024
$653M
2025

Branches: 8 in 2020 to 7 in 2025. Institutions: 7 to 6. Top-three share: 74.6% to 75.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Community Bank of Mississippi$242M37.1%1+10%
The Bank of Forest$176M27.0%1+30%
Bank of Commerce$71M10.8%1no 2020 presence
Cadence Bank$58M9.0%1+89%
PriorityOne Bank$56M8.5%1+10%
The Citizens Bank of Philadelphia, Mississippi$49M7.5%2-7%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Jackson-Vicksburg-Brookhaven market

Scott County is one of 10 counties that make up the Jackson-Vicksburg-Brookhaven, MS market, a Combined Statistical Area (ranked #85 of 293 U.S. markets by economic output). It produces 3.2% of the market’s output and holds 2.8% of its deposits.

MeasureScott CountyShare of Jackson-Vicksburg-Brookhaven market
2024 GDP$1.2B3.2%
Deposits$653M2.8%
Population28,0734.1%

View the full Jackson-Vicksburg-Brookhaven market profile →

Recruiting in Scott County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Scott County, on a retained basis.

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