Market Intelligence

Lincoln County, MS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Lincoln County, Mississippi, a core county of the Jackson-Vicksburg-Brookhaven, MS market, holds $1.0B in deposits across 9 insured institutions and 13 branches. Trustmark Bank is the largest deposit holder at 31.1% share. The top three banks hold 76% of deposits, which places the county in the Concentrated band. Deposits have grown 21.3% since 2021 while the branch count rose by 8.3%. It produced $1.2B of real gross domestic product in 2024, ranking #1,121 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.2B
#1,121 of 1,523
Population
35,012
#1,095 of 1,523
GDP per Capita
$35,344
#1,056 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.0B
#930 of 1,523
Deposits per Capita
$29,293
#450 of 1,523
Deposits per Branch
$79M
#962 of 1,523
Competitive structure
Insured Institutions
9
#782 of 1,523
Branches per 100k Pop.
37.1
#271 of 1,523
Median Deposits per Institution
$70M
The median deposits booked by a single institution in the county. #1,229 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
95.5%
of county deposits held by banks with $100M to $100B in assets. #271 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
76%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+21.3% over 5 years
$845M
2021
$840M
2022
$891M
2023
$951M
2024
$988M
2025
$1.0B
2026

Branches: 12 in 2021 to 13 in 2026. Institutions: 8 to 9. Top-three share: 72% to 76%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Trustmark Bank$319M31.1%3+20%
Bank of Brookhaven$230M22.4%1+26%
BankPlus$228M22.2%2+41%
Bank of Franklin$75M7.3%1+30%
Pike National Bank$70M6.8%1+72%
First Bank$52M5.1%2-41%
Regions Bank$47M4.5%1+4%
Woodforest National Bank$6M0.6%1+26%
United Mississippi Bank<$1M<0.1%1no 2021 presence

The 9 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Jackson-Vicksburg-Brookhaven market

Lincoln County is one of 10 counties that make up the Jackson-Vicksburg-Brookhaven, MS market, a Combined Statistical Area (ranked #85 of 293 U.S. markets by economic output). It produces 3.4% of the market’s output and holds 4.0% of its deposits.

MeasureLincoln CountyShare of parent market
2024 GDP$1.2B3.4%
Deposits$1.0B4.0%
Population35,0125.1%

View the full Jackson-Vicksburg-Brookhaven market profile →

Recruiting in Lincoln County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lincoln County.

See how we help banks recruit commercial banking talent