Seminole County, Florida, a core county of the Orlando-Lakeland-Deltona, FL market, holds $10.9B in deposits across 26 insured institutions and 93 branches. Bank of America, National Association is the largest deposit holder at 19.1% share. The top three institutions hold 50.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 1.0% since 2020 while the branch count fell by 13. It produces $27.4B of output, ranking #172 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 106 in 2020 to 93 in 2025. Institutions: 24 to 26. Top-three share: 48.0% to 50.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Bank of America, National Association | $2.1B | 19.1% | -2% |
| JPMorgan Chase Bank, National Association | $1.8B | 16.4% | +41% |
| Wells Fargo Bank, National Association | $1.7B | 15.4% | +28% |
| Truist Bank | $1.5B | 13.7% | -15% |
| Fifth Third Bank, National Association | $627M | 5.7% | +42% |
| One Florida Bank | $580M | 5.3% | +307% |
| Regions Bank | $537M | 4.9% | -1% |
| Seacoast National Bank | $486M | 4.4% | -1% |
| Synovus Bank | $242M | 2.2% | -16% |
| SouthState Bank, National Association | $219M | 2.0% | -1% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Orlando-Lakeland-Deltona market
Seminole County is one of 8 counties that make up the Orlando-Lakeland-Deltona, FL market, a Combined Statistical Area (ranked #18 of 293 U.S. markets by economic output). It produces 11.0% of the market’s output and holds 10.4% of its deposits.
| Measure | Seminole County | Share of Orlando-Lakeland-Deltona market |
|---|---|---|
| 2024 GDP | $27.4B | 11.0% |
| Deposits | $10.9B | 10.4% |
| Population | 491,884 | 10.4% |
View the full Orlando-Lakeland-Deltona market profile →
Recruiting in Seminole County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Seminole County, on a retained basis.
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