Market Intelligence

Volusia County, FL

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Volusia County, Florida, a core county of the Orlando-Lakeland-Deltona, FL market, holds $12.3B in deposits across 20 insured institutions and 96 branches. Bank of America, National Association is the largest deposit holder at 17.2% share. The top three institutions hold 51.1% of deposits, which places the county in the moderately concentrated band. Deposits have grown 15.3% since 2020 while the branch count fell by 23. It produces $22.9B of output, ranking #198 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$22.9B
#198 of 1,523
Total Deposits
$12.3B
#174 of 1,523
Population
606,573
#115 of 1,523
GDP per Capita
$37,753
#973 of 1,523
Insured Institutions
20
#222 of 1,523
Deposits per Branch
$129M
#313 of 1,523
Deposits per Capita
$20,357
#867 of 1,523
Branches per 100k Pop.
15.8
#1,244 of 1,523
Median Institution Size
$321M
Median deposits of the institutions operating in the county. #144 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
14.9%
of market deposits held by banks with $100M to $50B in assets. #1,426 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+15.3% over 5 years
$10.7B
2020
$11.9B
2021
$12.8B
2022
$12.2B
2023
$12.2B
2024
$12.3B
2025

Branches: 119 in 2020 to 96 in 2025. Institutions: 19 to 20. Top-three share: 57.6% to 51.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Bank of America, National Association$2.1B17.2%10+9%
Truist Bank$2.1B17.1%15+4%
Wells Fargo Bank, National Association$2.1B16.9%13-6%
TD Bank, National Association$1.3B10.3%6+51%
JPMorgan Chase Bank, National Association$883M7.2%7+81%
PNC Bank, National Association$537M4.3%8+12%
Fifth Third Bank, National Association$522M4.2%5+56%
Mainstreet Community Bank of Florida$521M4.2%5+26%
Regions Bank$468M3.8%7+15%
Seacoast National Bank$347M2.8%3+22%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Orlando-Lakeland-Deltona market

Volusia County is one of 8 counties that make up the Orlando-Lakeland-Deltona, FL market, a Combined Statistical Area (ranked #18 of 293 U.S. markets by economic output). It produces 9.2% of the market’s output and holds 11.8% of its deposits.

MeasureVolusia CountyShare of Orlando-Lakeland-Deltona market
2024 GDP$22.9B9.2%
Deposits$12.3B11.8%
Population606,57312.8%

View the full Orlando-Lakeland-Deltona market profile →

Recruiting in Volusia County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Volusia County, on a retained basis.

Start a confidential conversation