Tipton County, Tennessee, a county in the Memphis-Clarksdale-Forrest City, TN-MS-AR market, holds $1.0B in deposits across 11 insured institutions and 16 branches. INSOUTH Bank is the largest deposit holder at 17.3% share. The top three institutions hold 50.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 42.1% since 2020. It produces $1.3B of output, ranking #1,086 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 16 in 2020 to 16 in 2025. Institutions: 11 to 11. Top-three share: 51.3% to 50.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| INSOUTH Bank | $174M | 17.3% | +55% |
| First Citizens National Bank | $174M | 17.3% | +58% |
| Patriot Bank | $164M | 16.3% | +25% |
| Cadence Bank | $150M | 14.9% | +25% |
| Regions Bank | $141M | 14.1% | +36% |
| Simmons Bank | $84M | 8.3% | +120% |
| Brighton Bank | $51M | 5.1% | +36% |
| Security Bank and Trust Company | $37M | 3.6% | no 2020 presence |
| BankTennessee | $30M | 3.0% | +85% |
| The Bank of Fayette County | $1M | 0.1% | -87% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Memphis-Clarksdale-Forrest City market
Tipton County is one of 11 counties that make up the Memphis-Clarksdale-Forrest City, TN-MS-AR market, a Combined Statistical Area (ranked #46 of 293 U.S. markets by economic output). It produces 1.6% of the market’s output and holds 2.3% of its deposits.
| Measure | Tipton County | Share of Memphis-Clarksdale-Forrest City market |
|---|---|---|
| 2024 GDP | $1.3B | 1.6% |
| Deposits | $1.0B | 2.3% |
| Population | 62,287 | 4.5% |
View the full Memphis-Clarksdale-Forrest City market profile →
Recruiting in Tipton County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tipton County, on a retained basis.
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