Market Intelligence

Coahoma County, MS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Coahoma County, Mississippi, a core county of the Memphis-Clarksdale-Forrest City, TN-MS-AR market, holds $600M in deposits across 6 insured institutions and 10 branches. First National Bank of Clarksdale is the largest deposit holder at 47.8% share. The top three banks hold 85% of deposits, which places the county in the Concentrated band. Deposits have fallen 0.3% since 2021 while the branch count fell by 9.1%. It produced $657M of real gross domestic product in 2024, ranking #1,299 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$657M
#1,299 of 1,523
Population
19,849
#1,304 of 1,523
GDP per Capita
$33,122
#1,115 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$600M
#1,153 of 1,523
Deposits per Capita
$30,233
#414 of 1,523
Deposits per Branch
$60M
#1,285 of 1,523
Competitive structure
Insured Institutions
6
#1,050 of 1,523
Branches per 100k Pop.
50.4
#102 of 1,523
Median Deposits per Institution
$65M
The median deposits booked by a single institution in the county. #1,282 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
87.8%
of county deposits held by banks with $100M to $100B in assets. #420 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
85%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-0.3% over 5 years
$602M
2021
$638M
2022
$623M
2023
$612M
2024
$605M
2025
$600M
2026

Branches: 11 in 2021 to 10 in 2026. Institutions: 6 to 6. Top-three share: 85% to 85%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First National Bank of Clarksdale$287M47.8%3-3%
Planters Bank & Trust Company$148M24.7%2+12%
Regions Bank$73M12.2%1-15%
CB&S Bank, Inc.$57M9.6%1+15%
Southern Bancorp Bank$31M5.2%2-10%
Woodforest National Bank$3M0.4%1-9%

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Memphis-Clarksdale-Forrest City market

Coahoma County is one of 11 counties that make up the Memphis-Clarksdale-Forrest City, TN-MS-AR market, a Combined Statistical Area (ranked #46 of 293 U.S. markets by economic output). It produces 0.8% of the market’s output and holds 1.3% of its deposits.

MeasureCoahoma CountyShare of parent market
2024 GDP$657M0.8%
Deposits$600M1.3%
Population19,8491.4%

View the full Memphis-Clarksdale-Forrest City market profile →

Recruiting in Coahoma County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Coahoma County.

See how we help banks recruit commercial banking talent