Market Intelligence

Vermilion County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Vermilion County, Illinois, a core county of the Champaign-Urbana-Danville, IL market, holds $1.5B in deposits across 14 insured institutions and 25 branches. Servbank is the largest deposit holder at 24.5% share. The top three banks hold 63% of deposits, which places the county in the Concentrated band. Deposits have grown 5.3% since 2021 while the branch count fell by 7.4%. It produced $3.2B of real gross domestic product in 2024, ranking #738 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$3.2B
#738 of 1,523
Population
71,259
#757 of 1,523
GDP per Capita
$45,299
#728 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.5B
#769 of 1,523
Deposits per Capita
$21,084
#852 of 1,523
Deposits per Branch
$60M
#1,283 of 1,523
Competitive structure
Insured Institutions
14
#433 of 1,523
Branches per 100k Pop.
35.1
#326 of 1,523
Median Deposits per Institution
$34M
The median deposits booked by a single institution in the county. #1,494 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #218 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
63%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+5.3% over 5 years
$1.4B
2021
$1.6B
2022
$1.5B
2023
$1.4B
2024
$1.5B
2025
$1.5B
2026

Branches: 27 in 2021 to 25 in 2026. Institutions: 16 to 14. Top-three share: 55% to 63%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Servbank$367M24.5%2+7%
Old National Bank$327M21.8%2-10%
First Financial Bank$259M17.3%5+4%
First Farmers Bank & Trust Co.$148M9.9%2+24%
Longview Bank$125M8.3%3+54%
The Fisher National Bank$94M6.2%3+54%
Bank of Rantoul$36M2.4%1-12%
First Financial Bank$32M2.1%1+7%
Philo Exchange Bank$29M1.9%1-21%
INB$23M1.5%1+34%
The Hometown Savings Bank$21M1.4%1-18%
Prospect Bank$19M1.2%1+35%
The Fountain Trust Company$18M1.2%1+77%
Woodforest National Bank$4M0.3%1-12%

The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Champaign-Urbana-Danville market

Vermilion County is one of 4 counties that make up the Champaign-Urbana-Danville, IL market, a Combined Statistical Area (ranked #147 of 293 U.S. markets by economic output). It produces 19.3% of the market’s output and holds 14.7% of its deposits.

MeasureVermilion CountyShare of parent market
2024 GDP$3.2B19.3%
Deposits$1.5B14.7%
Population71,25922.9%

View the full Champaign-Urbana-Danville market profile →

Recruiting in Vermilion County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Vermilion County.

See how we help banks recruit commercial banking talent