Market Intelligence

Lake Charles-DeRidder, LA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Lake Charles-DeRidder, LA

Lake Charles-DeRidder, LA holds $6.7 billion in deposits across 21 insured institutions and 96 branches, ranking #146 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 15.4% share. The top three institutions hold 37.8% of deposits, which places the market in the fragmented band.

$17.2B
2024 GDP
$6.7B
Deposits
21
Institutions
37.8%
Top-3 share

Deposit trend

Total market deposits, 2020 to 2025 +3.1% over 5 years
$6.5B
20
$8.3B
21
$7.9B
22
$7.1B
23
$6.9B
24
$6.7B
25
Deposits rose +28.0% between 2020 and 2021 with concentration roughly unchanged, consistent with the broad deposit inflows seen across many markets in that period rather than a shift by any one institution.

Branches: 108 in 2020 to 96 in 2025. Institutions: 21 to 21. Top-three share: 43.8% to 37.8%. Deposits per branch: $70M.

Leading institutions by deposits

InstitutionDepositsShare Branches5‑yr
JPMorgan Chase Bank1.0B15.4%7+22%
First Horizon Bank0.8B11.8%6new since 2020
JD Bank0.7B10.6%15+2%
b1BANK0.7B10.2%7+42%
First Federal Bank of Louisiana0.7B10.2%10+24%
Hancock Whitney Bank0.7B9.8%6-11%
Capital One0.5B7.1%3-29%
First National Bank in DeRidder0.4B5.3%7+14%
Lakeside Bank0.3B4.2%4+24%
The Bank0.3B4.1%5+28%

The 10 largest of 21 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.

Counties in this market

CountyStateGDP PopulationShare of GDP Share of deposits
Calcasieu ParishLouisiana$13,982M208,46681.5%77.7%
Beauregard ParishLouisiana$1,539M36,6739.0%9.9%
Cameron ParishLouisiana$822M4,7184.8%2.4%
Jefferson Davis ParishLouisiana$816M31,4714.8%10.0%

Recruiting in Lake Charles

No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.

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