Lake Charles-DeRidder, LA, a Combined Statistical Area, holds $6.8 billion in deposits across 21 insured institutions and 93 branches, and ranks #146 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 14.8% share. The top three banks hold 37% of deposits, which places the market in the Fragmented band. Deposits have declined 17.9% since 2021 while the branch count fell by 7.9%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 101 in 2021 to 93 in 2026. Institutions: 21 to 21. Top-three share: 42% to 37%. Average deposits per branch: $73M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| JPMorgan Chase Bank | $1.0B | 14.8% | -16% |
| First Horizon Bank | $799M | 11.7% | -41% |
| JD Bank | $751M | 11.0% | -22% |
| b1BANK | $746M | 10.9% | +31% |
| First Federal Bank of Louisiana | $692M | 10.1% | -13% |
| Hancock Whitney Bank | $667M | 9.8% | -22% |
| Capital One | $448M | 6.6% | -52% |
| First National Bank in DeRidder | $379M | 5.6% | 0% |
| The Bank | $297M | 4.3% | +11% |
| Lakeside Bank | $284M | 4.2% | -14% |
| Home Bank | $139M | 2.0% | +4% |
| Merchants & Farmers Bank & Trust Company | $103M | 1.5% | +9% |
| First National Bank of Louisiana | $97M | 1.4% | -25% |
| Beauregard Federal Savings Bank | $85M | 1.2% | +36% |
| Sabine State Bank and Trust Company | $78M | 1.1% | -7% |
| Red River Bank | $76M | 1.1% | +77% |
| The Huntington National Bank | $75M | 1.1% | +73% |
| The Evangeline Bank and Trust Company | $43M | 0.6% | +74% |
| First Guaranty Bank | $33M | 0.5% | -39% |
| Investar Bank | $21M | 0.3% | +154% |
| Woodforest National Bank | $4M | 0.1% | -35% |
The 21 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Calcasieu Parish | Louisiana | $14.0B | 208,466 | 81.5% | 77.6% |
| Beauregard Parish | Louisiana | $1.5B | 36,673 | 9.0% | 10.2% |
| Cameron Parish | Louisiana | $822M | 4,718 | 4.8% | 2.4% |
| Jefferson Davis Parish | Louisiana | $816M | 31,471 | 4.8% | 9.9% |
Recruiting in the Lake Charles-DeRidder market
No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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