First Bank holds $1.8B in deposits across 20 counties in 6 ranked markets and 2 states. Its deposit footprint is concentrated: the top three counties (Shenandoah County, Winchester (City) County, Botetourt County) hold 45% of its deposits, and Virginia accounts for 97% of the total. It ranks among the three largest institutions in 7 of the 20 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Shenandoah County, VA | $405M | 22.1% | 39.9% | 3 |
| 2. | Winchester (City) County, VA | $225M | 12.3% | 13.7% | 1 |
| 3. | Botetourt County, VA | $200M | 10.9% | 29.0% | 6 |
| 4. | Dinwiddie County, VA | $151M | 8.2% | 43.5% | 3 |
| 5. | Mecklenburg County, VA | $120M | 6.5% | 12.4% | 2 |
| 6. | Frederick County, VA | $118M | 6.4% | 9.0% | 2 |
| 7. | Warren County, VA | $115M | 6.3% | 14.1% | 2 |
| 8. | Chesterfield County, VA | $78M | 4.3% | 1.1% | 2 |
| 9. | Colonial Heights (City) County, VA | $62M | 3.4% | 5.6% | 1 |
| 10. | Rockingham County, VA | $46M | 2.5% | 3.8% | 1 |
| 11. | Staunton (City) County, VA | $44M | 2.4% | 3.8% | 1 |
| 12. | Waynesboro (City) County, VA | $43M | 2.3% | 5.6% | 1 |
| 13. | Richmond (City) County, VA | $39M | 2.1% | 0.1% | 1 |
| 14. | Prince George County, VA | $38M | 2.0% | 15.2% | 1 |
| 15. | Brunswick County, VA | $33M | 1.8% | 16.2% | 1 |
| 16. | Halifax County, NC | $31M | 1.7% | 4.0% | 1 |
| 17. | Buckingham County, VA | $29M | 1.6% | 22.4% | 1 |
| 18. | Prince Edward County, VA | $27M | 1.5% | 5.1% | 1 |
| 19. | Franklin County, NC | $22M | 1.2% | 4.0% | 1 |
| 20. | Roanoke (City) County, VA | $11M | 0.6% | 0.4% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.