First Citizens National Bank holds $2.2B in deposits across 11 counties in 5 ranked markets and 1 state. Its deposit footprint is highly concentrated: the top three counties (Dyer County, Bradley County, Shelby County) hold 63% of its deposits. It ranks among the three largest institutions in 5 of the 11 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Dyer County, TN | $705M | 32.3% | 64.7% | 4 |
| 2. | Bradley County, TN | $365M | 16.7% | 14.2% | 4 |
| 3. | Shelby County, TN | $307M | 14.0% | 1.0% | 4 |
| 4. | Obion County, TN | $184M | 8.4% | 21.3% | 2 |
| 5. | Tipton County, TN | $174M | 8.0% | 17.3% | 2 |
| 6. | Williamson County, TN | $153M | 7.0% | 1.0% | 3 |
| 7. | Fayette County, TN | $121M | 5.5% | 13.4% | 1 |
| 8. | Weakley County, TN | $58M | 2.7% | 6.9% | 1 |
| 9. | Lauderdale County, TN | $43M | 2.0% | 7.8% | 1 |
| 10. | Hamilton County, TN | $39M | 1.8% | 0.3% | 2 |
| 11. | Madison County, TN | $35M | 1.6% | 1.3% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.