Market Intelligence

Williamson County, TN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Williamson County, Tennessee, a core county of the Nashville-Davidson--Murfreesboro, TN market, holds $14.6B in deposits across 36 insured institutions and 103 branches. Pinnacle Bank is the largest deposit holder at 15.2% share. The top three institutions hold 36.2% of deposits, which places the county in the fragmented band. Deposits have grown 30.8% since 2020 while the branch count fell by 2. It produces $31.5B of output, ranking #151 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$31.5B
#151 of 1,523
Population
272,061
#272 of 1,523
GDP per Capita
$115,821
#47 of 1,523
Deposit market
Total Deposits
$14.6B
#155 of 1,523
Deposits per Capita
$53,525
#79 of 1,523
Deposits per Branch
$141M
#226 of 1,523
Competitive structure
Insured Institutions
36
#60 of 1,523
Branches per 100k Pop.
37.9
#256 of 1,523
Median Deposits per Institution
$160M
The median deposits booked by a single institution in the county. #480 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
29.9%
of county deposits held by banks with $100M to $50B in assets. #1,245 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
36.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+30.8% over 5 years
$11.1B
2020
$11.7B
2021
$12.7B
2022
$12.6B
2023
$13.4B
2024
$14.6B
2025

Branches: 105 in 2020 to 103 in 2025. Institutions: 35 to 36. Top-three share: 45.9% to 36.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Pinnacle Bank$2.2B15.2%4+106%
FirstBank$1.6B11.2%9+571%
Bank of America$1.4B9.8%5+4%
Regions Bank$1.3B9.0%9+15%
Fifth Third Bank$1.2B8.4%6+124%
First Horizon Bank$1.1B7.2%9+26%
Cadence Bank$911M6.3%3+314%
Truist Bank$603M4.1%5+11%
U.S. Bank$469M3.2%4+21%
Studio Bank$466M3.2%1no 2020 presence

The 10 largest of 36 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Nashville-Davidson--Murfreesboro market

Williamson County is one of 20 counties that make up the Nashville-Davidson--Murfreesboro, TN market, a Combined Statistical Area (ranked #28 of 293 U.S. markets by economic output). It produces 16.7% of the market’s output and holds 14.1% of its deposits.

MeasureWilliamson CountyShare of parent market
2024 GDP$31.5B16.7%
Deposits$14.6B14.1%
Population272,06111.1%

View the full Nashville-Davidson--Murfreesboro market profile →

Recruiting in Williamson County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Williamson County, on a retained basis.

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