Williamson County, Tennessee, a core county of the Nashville-Davidson--Murfreesboro, TN market, holds $14.6B in deposits across 36 insured institutions and 103 branches. Pinnacle Bank is the largest deposit holder at 15.2% share. The top three banks hold 36% of deposits, which places the county in the Fragmented band. Deposits have grown 30.8% since 2020 while the branch count fell by 1.9%. It produces $31.5B of output, ranking #151 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 105 in 2020 to 103 in 2025. Institutions: 35 to 36. Top-three share: 46% to 36%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Pinnacle Bank | $2.2B | 15.2% | +106% |
| FirstBank | $1.6B | 11.2% | +571% |
| Bank of America | $1.4B | 9.8% | +4% |
| Regions Bank | $1.3B | 9.0% | +15% |
| Fifth Third Bank | $1.2B | 8.4% | +124% |
| First Horizon Bank | $1.1B | 7.3% | +26% |
| Cadence Bank | $911M | 6.3% | +314% |
| Truist Bank | $603M | 4.1% | +11% |
| U.S. Bank | $469M | 3.2% | +21% |
| Studio Bank | $466M | 3.2% | no 2020 presence |
| Wells Fargo Bank | $367M | 2.5% | +28% |
| JPMorgan Chase Bank | $329M | 2.3% | no 2020 presence |
| United Community Bank | $279M | 1.9% | no 2020 presence |
| Renasant Bank | $257M | 1.8% | +119% |
| Volunteer Bank | $214M | 1.5% | +751% |
| Wilson Bank and Trust | $210M | 1.4% | +559% |
| Sonata Bank | $186M | 1.3% | no 2020 presence |
| Simmons Bank | $168M | 1.2% | +257% |
| First Citizens National Bank | $153M | 1.0% | +29% |
| Lineage Bank | $143M | 1.0% | no 2020 presence |
| Oakworth Capital Bank | $142M | 1.0% | no 2020 presence |
| PNC Bank | $133M | 0.9% | no 2020 presence |
| Mountain Commerce Bank | $97M | 0.7% | no 2020 presence |
| First Farmers and Merchants Bank | $94M | 0.6% | +16% |
| Republic Bank & Trust Company | $71M | 0.5% | +88% |
| First-Citizens Bank & Trust Company | $51M | 0.4% | +66% |
| Old National Bank | $51M | 0.4% | no 2020 presence |
| The First National Bank of Middle Tennessee | $49M | 0.3% | no 2020 presence |
| Synovus Bank | $47M | 0.3% | -14% |
| Commercial Bank | $43M | 0.3% | +253% |
| SmartBank | $34M | 0.2% | no 2020 presence |
| Legends Bank | $33M | 0.2% | 0% |
| Apex Bank | $31M | 0.2% | +98% |
| Tower Community Bank | $30M | 0.2% | +54% |
| Southern Bank of Tennessee | $17M | 0.1% | no 2020 presence |
| First Federal Bank | $16M | 0.1% | +23% |
The 36 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Nashville-Davidson--Murfreesboro market
Williamson County is one of 20 counties that make up the Nashville-Davidson--Murfreesboro, TN market, a Combined Statistical Area (ranked #28 of 293 U.S. markets by economic output). It produces 16.7% of the market’s output and holds 14.1% of its deposits.
| Measure | Williamson County | Share of parent market |
|---|---|---|
| 2024 GDP | $31.5B | 16.7% |
| Deposits | $14.6B | 14.1% |
| Population | 272,061 | 11.1% |
View the full Nashville-Davidson--Murfreesboro market profile →
Recruiting in Williamson County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Williamson County.
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