Market Intelligence

Pinnacle Bank

Headquartered in Elberton, GA
Institution deposit footprint ยท FDIC Summary of Deposits (SOD), June 30, 2025
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Pinnacle Bank holds $2.3B in total assets and has $2.0B in deposits across 16 counties in 2 ranked markets and 1 state. Its deposit footprint is concentrated in Georgia: the top three counties (Elbert County, Walton County, and Franklin County) hold 47% of its deposits. It is among the top three banks by deposits in 6 of the 16 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.

Deposit footprint
Deposits (SOD, 6/30/25)
$2.0B
nominal
Counties
16
where it holds deposits
Branches
26
reported offices, 6/30/25
Ranked Markets
2
CSAs / MSAs touched

Deposits by county

Data as of June 30, 2025 (FDIC Summary of Deposits)

CountyDepositsCounty’s
% of
Bank’s Deposits
Bank’s
% of
County Deposits
Branches
Elbert County, GA$402M19.8%70.1%3
Walton County, GA$314M15.5%15.8%3
Franklin County, GA$231M11.4%40.8%3
Hart County, GA$162M8.0%29.5%1
Newton County, GA$152M7.5%12.6%1
Hall County, GA$147M7.3%2.7%3
Habersham County, GA$146M7.2%11.2%2
Gwinnett County, GA$144M7.1%0.6%1
Union County, GA$79M3.9%6.1%1
Jackson County, GA$58M2.8%3.2%1
Oglethorpe County, GA$52M2.6%30.2%1
Columbia County, GA$50M2.5%1.5%2
Oconee County, GA$35M1.7%2.0%1
Clarke County, GA$32M1.6%0.8%1
Lumpkin County, GA$26M1.3%4.1%1
Richmond County, GA<$1M<0.1%<0.1%1

“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.

Browse all covered institutions in the bank directory or the banks headquartered in GA. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.

Pinnacle Bank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between Pinnacle Bank and The Executive Recruiter Group, or endorsement by either.