Gwinnett County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $24.4B in deposits across 40 insured institutions and 167 branches. Wells Fargo Bank, National Association is the largest deposit holder at 19.6% share. The top three banks hold 50% of deposits, which places the county in the Moderate band. Deposits have grown 21.3% since 2020 while the branch count fell by 8.2%. It produces $56.4B of output, ranking #77 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 182 in 2020 to 167 in 2025. Institutions: 32 to 40. Top-three share: 55% to 50%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $4.8B | 19.7% | +9% |
| Bank of America | $4.2B | 17.3% | +16% |
| Truist Bank | $3.2B | 13.0% | +5% |
| JPMorgan Chase Bank | $2.0B | 8.0% | +77% |
| Renasant Bank | $1.0B | 4.2% | -4% |
| Metro City Bank | $750M | 3.1% | +53% |
| United Community Bank | $720M | 3.0% | +37% |
| Regions Bank | $640M | 2.6% | +59% |
| East West Bank | $624M | 2.6% | -23% |
| United Bank | $608M | 2.5% | no 2020 presence |
| PNC Bank | $520M | 2.1% | +14% |
| Peoples Bank & Trust | $505M | 2.1% | +51% |
| Ameris Bank | $426M | 1.7% | -6% |
| Shinhan Bank America | $411M | 1.7% | +115% |
| Fifth Third Bank | $399M | 1.6% | +233% |
| First IC Bank | $389M | 1.6% | +47% |
| First-Citizens Bank & Trust Company | $348M | 1.4% | -17% |
| PromiseOne Bank | $329M | 1.4% | +15% |
| Synovus Bank | $311M | 1.3% | +11% |
| Bank OZK | $300M | 1.2% | +121% |
| HomeTrust Bank | $249M | 1.0% | no 2020 presence |
| Georgia Banking Company | $211M | 0.9% | no 2020 presence |
| TIB | $198M | 0.8% | -17% |
| Bank of Hope | $179M | 0.7% | no 2020 presence |
| Embassy National Bank | $164M | 0.7% | +83% |
| Legacy State Bank | $145M | 0.6% | +25% |
| Pinnacle Bank | $144M | 0.6% | +71% |
| Woori America Bank | $141M | 0.6% | no 2020 presence |
| First Horizon Bank | $105M | 0.4% | -20% |
| New Millennium Bank | $79M | 0.3% | no 2020 presence |
| Oconee State Bank | $76M | 0.3% | +191% |
| First American Bank and Trust Company | $73M | 0.3% | +77% |
| Cadence Bank | $44M | 0.2% | -21% |
| Hanmi Bank | $36M | 0.1% | no 2020 presence |
| Wallis Bank | $31M | 0.1% | no 2020 presence |
| Central Bank | $25M | 0.1% | no 2020 presence |
| Capital City Bank | $11M | <0.1% | no 2020 presence |
| PCB Bank | $6M | <0.1% | no 2020 presence |
| Woodforest National Bank | $2M | <0.1% | -38% |
| Pinnacle Bank | $1M | <0.1% | no 2020 presence |
The 40 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Atlanta--Athens-Clarke County--Sandy Springs market
Gwinnett County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 10.6% of the market’s output and holds 9.1% of its deposits.
| Measure | Gwinnett County | Share of parent market |
|---|---|---|
| 2024 GDP | $56.4B | 10.6% |
| Deposits | $24.4B | 9.1% |
| Population | 1,018,099 | 13.7% |
View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →
Recruiting in Gwinnett County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Gwinnett County.
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