Gwinnett County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $25.0B in deposits across 39 insured institutions and 165 branches. Wells Fargo Bank is the largest deposit holder at 19.9% share. The top three banks hold 50% of deposits, which places the county in the Moderate band. Deposits have grown 7.1% since 2021 while the branch count fell by 4.6%. It produced $56.4B of real gross domestic product in 2024, ranking #77 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 173 in 2021 to 165 in 2026. Institutions: 31 to 39. Top-three share: 55% to 50%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $5.0B | 19.9% | -1% |
| Bank of America | $4.3B | 17.0% | +2% |
| Truist Bank | $3.2B | 12.8% | -11% |
| JPMorgan Chase Bank | $2.1B | 8.5% | +49% |
| Renasant Bank | $1.2B | 4.6% | +3% |
| Metro City Bank | $1.1B | 4.3% | +29% |
| United Community Bank | $705M | 2.8% | +14% |
| East West Bank | $677M | 2.7% | -29% |
| Regions Bank | $580M | 2.3% | +15% |
| PNC Bank | $514M | 2.1% | -2% |
| Peoples Bank & Trust | $505M | 2.0% | +29% |
| United Bank | $504M | 2.0% | -13% |
| Shinhan Bank America | $448M | 1.8% | +72% |
| Ameris Bank | $433M | 1.7% | -16% |
| Fifth Third Bank | $364M | 1.5% | +182% |
| First-Citizens Bank & Trust Company | $337M | 1.3% | -22% |
| Bank OZK | $330M | 1.3% | +97% |
| PromiseOne Bank | $323M | 1.3% | +15% |
| Pinnacle Bank | $309M | 1.2% | 0% |
| HomeTrust Bank | $252M | 1.0% | -51% |
| Bank of Hope | $251M | 1.0% | no 2021 presence |
| Georgia Banking Company | $246M | 1.0% | no 2021 presence |
| TIB | $217M | 0.9% | -43% |
| Woori America Bank | $199M | 0.8% | no 2021 presence |
| Embassy National Bank | $199M | 0.8% | +99% |
| Legacy State Bank | $156M | 0.6% | +25% |
| Vallant Bank | $140M | 0.6% | +20% |
| First Horizon Bank | $89M | 0.4% | -38% |
| New Millennium Bank | $81M | 0.3% | no 2021 presence |
| Oconee State Bank | $77M | 0.3% | +116% |
| First American Bank and Trust Company | $73M | 0.3% | +36% |
| Hanmi Bank | $60M | 0.2% | no 2021 presence |
| PCB Bank | $54M | 0.2% | no 2021 presence |
| The Huntington National Bank | $40M | 0.2% | -31% |
| Wallis Bank | $32M | 0.1% | no 2021 presence |
| Central Bank | $29M | 0.1% | no 2021 presence |
| Capital City Bank | $14M | 0.1% | no 2021 presence |
| Woodforest National Bank | $2M | <0.1% | -57% |
| FSNB | <$1M | <0.1% | -4% |
The 39 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Atlanta--Athens-Clarke County--Sandy Springs market
Gwinnett County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 10.6% of the market’s output and holds 9.0% of its deposits.
| Measure | Gwinnett County | Share of parent market |
|---|---|---|
| 2024 GDP | $56.4B | 10.6% |
| Deposits | $25.0B | 9.0% |
| Population | 1,018,099 | 13.7% |
View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →
Recruiting in Gwinnett County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Gwinnett County.
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